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<p class="wp-block-paragraph"><strong>ãåå¨åé¢çè¯ã</strong></p>



<p class="wp-block-paragraph">è¿æ¯ä¸ç¯å ¥é¨æ»ç¥ï¼éååæä¸æ ·çå°ç½ï¼ä»¥å太å¿å¤ªæï¼æè å ¶ä»åå ï¼ä¸å¤ªæ³è±æ¶é´æçç财账æ·çãæ»ç¥æ¶åæ¯è¯é¨åæ¯è¾å°ï¼ä¸»è¦å ³æ³¨å¯ä»¥ä½¿ç¨ç½ç«æè appãæ主è¦å为äºä¸å¤§ç±»æ¥ä»ç»ï¼æç §æä½ç±æå°é¾ã</p>



<p class="wp-block-paragraph"><strong>ãæºè½è¢«å¨çè´¢ã</strong></p>



<p class="wp-block-paragraph">è¿ä¸ªæ¯æè¿å å¹´å ´èµ·çä¸ç§çè´¢æ¹å¼ï¼ä¸»æappï¼å¤§å®¶å¨ææºä¸æä½ï¼ç¹å«æ¹ä¾¿ãä»ç±»å«çååå¯ä»¥çåºä¸¤ä¸ªå ³é®ç¹ï¼1ï¼æºè½ &#8211; ä¸éè¦ä½ æå¤å°æèµç¥è¯ï¼2ï¼è¢«å¨ &#8211; ;å°½å¯è½avoidéè¦çfeeï¼å¹¶ä¸ç¸å ³çæä½ä¸ä¼å¤ªå¤</p>



<p class="wp-block-paragraph"><strong>Acorns</strong></p>



<p class="wp-block-paragraph">åºè¯¥æ¯æå¨å ¬ä¼å·ä¸ä»ç»è¿ç第ä¸æ¬¾ç财平å°å§ãç¹å«éåæè¿æ ·çå°ç½ï¼ä¸éè¦ä»»ä½ççè´¢ç»éªï¼<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=2650451366&;idx=1&;sn=3f0685e1bfc7b6b70946117b93fb2e56&;chksm=88f4b2bcbf833baa663b95c9a65c9bf50d43a91d33bec7f7f6c109e9f812e3c4b69e8360e62a&;scene=21#wechat_redirect" rel="noreferrer noopener">好ç©æ¨è | 躺ççè´¢çæèµå©æacorns</a>ã</p>



<p class="wp-block-paragraph">éè¿æ们çæ¨èé¾æ¥æ³¨åè´¦æ·å®æä¸æ¬¡æèµï¼å¯ä»¥æ¿$5ï¼https://www.acorns.com/invite/H9YZAEï¼ä¹å¯ä»¥ç¹å»å·¦ä¸è§”é è¯»å ¨æ“è·åé¾æ¥ï¼</p>



<p class="wp-block-paragraph">å®å®¶èµ°ç主è¦æ¯é¶é±ç财路线ãç¶åæ ¹æ®é£é©å®ä½ï¼ä¼é®ä½ ä¸äºé®é¢æ¥å®ä½ä½ ï¼å¸®ä½ æççè´¢ãå®ä»¬æ¯è®¾å®å¥½äºå 个ä¸åçprofilioï¼ä¸è¬æ¥è¯´ï¼å¦æä½ æ¯è¾aggressiveï¼profilioéçè¡ç¥¨ä¼æ¯è¾å¤ï¼å¦æä½ æ¯è¾ä¿å®ï¼profilioçåºéä¼æ¯è¾å¤ã</p>



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<p class="wp-block-paragraph">æ个人æè¿ç¨çæ¯å®å®¶æ¯è¾å¤çround up programï¼éé¢grubhubæ¯æ¬¡è®¢é¤é½è½æ$0.5çå°ç¾æ¯æ¿å¢ï¼</p>



<p class="wp-block-paragraph">å®å®¶ä¸å ±ä¸æ¡£Planï¼å ¶ä¸basic planåªéè¦$1ä¸ä¸ªæã</p>



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<p class="wp-block-paragraph"><strong>Stash</strong></p>



<p class="wp-block-paragraph">åAcornsæ¯è¾ç±»ä¼¼ï¼éåæ°æå ¥é¨ãæèµçµæ´»æ§é«ï¼éåæ身边çå°é±éä¸èµ·æ¥ç¨äºæèµãå®å®¶ä¹æ¯ä¸ä¸ªæ¡£çplanï¼</p>



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<p class="wp-block-paragraph">对æ¯acornsåºå®å¥½çprofilioç»ä½ ç¨ï¼stashå¯ä»¥æ ¹æ®ä½ ä¿¡ä»»/ç好çæ个è¡ä¸ï¼æ¯å¦ç§æå ¬å¸ï¼ï¼æ ¹æ®categoryï¼è¡ç¥¨æå ï¼ç¸å½äºä¹°åºéï¼ï¼å®æä½ èªå·±ç¸ä¿¡çè¡ä¸ï¼æè è¡ç¥¨ï¼ã注åçæ¶åstashé®çé®é¢ä¹ä¼æ´å¤æ´è¯¦ç»ä¸äºã</p>



<p class="wp-block-paragraph">ç®åstash大家å¯ä»¥éè¿æ们çreferé¾æ¥æ³¨åæ°ç¨æ·æ$20æ¿å¦ï¼https://travelwithless.net/link/stashapplication</p>



<p class="wp-block-paragraph">åæ¶è¿æä¸ä¸ªå¯ä»¥å å çæ´»å¨æ¯æ¿æ´»æ´»å¨30天å ï¼è®¾ç½®è³å°$300çdirect depositå¯ä»¥æ¿$50ï¼ç®åæ°èç¨æ·é½å¯ä»¥åä¸æ´»å¨ãæ´»å¨é¾æ¥ï¼https://www.stashinvest.com/direct-deposit</p>



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<p class="wp-block-paragraph"><strong>Wealthfront</strong></p>



<p class="wp-block-paragraph">å®å®¶æ大çåç¹ä¹ä¸æ¯ç®¡çè´¹ä½ï¼åªè¦ 0.25% ç管çè´¹ï¼å¯¹æ¯ä¸è¬æ¾financial advisoréè¦1%-4%ç管çè´¹ï¼ççæ¯å¾è¯å¿äºãèä¸ï¼éè¿æç Wealthfront refer é¾æ¥æ³¨åæèµè´¦æ·ï¼è¿é $5000 çæç»è´¹å è´¹é¢åº¦ï¼https://www.wealthfront.com/c/affiliates/invited/AFFA-K3F7-4CK5-CIQG</p>



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<p class="wp-block-paragraph">å®å®¶ç®å主è¦æä¾ä»¥ä¸å ç§è´¦æ·çæå¡ï¼</p>



<ul class="wp-block-list"><li>éä¼è´¦æ·ï¼å æ¬å¤§å®¶çæçtraditional IRAï¼roth IRAç</li><li>æ®éæèµè´¦æ·ï¼åacorns/stash类似</li><li>Cashè´¦æ·ï¼å©æ¯å¾é«ï¼ä¹æ¯å®å®¶åç¹ä¹ä¸ï¼åå æ1.78%ï¼æè¿å 为éæ¯è°æ´å°1.27%äº</li><li>大å¦æèµè´¦æ·ï¼ä¸»è¦æçæ¯529 Plan</li></ul>



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<p class="wp-block-paragraph"><strong>ãæ°å ´å¸åã</strong></p>



<p class="wp-block-paragraph">è¿ç±»å¸åéå1ï¼å¯¹æèµç解è¾æµ ï¼ä»¥å/æ2ï¼èµééè¾å°çæèµè ãåæºè½çè´¢ä¸æ ·ï¼å®ä»¬ä¸è¬ä¸»æææºappï¼å½ç¶ç½ç«ä¸è¬ä¹æ¯æçï¼ï¼æ以æä½èµ·æ¥å®¹æï¼è½¬è´¦æ¹ä¾¿ï¼äº¤æ便æ·ï¼æ²¡æ交æä½£éï¼åæ¶ä¸è¬æä¾å è´¹ç交æè¡æ ãå¦å¤ï¼å¤§é¨åè¿ç±»å¸åé½æ¯æä¸ææä½ãè¿éçéä»ç»å¸é¢ä¸å 个主æµçã</p>



<p class="wp-block-paragraph"><strong>Robinhood</strong></p>



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<p class="wp-block-paragraph">å¼æ·å¥å±æ¯1åªè¡ç¥¨ï¼æ¬¢è¿ä½¿ç¨æ们çæ¨èé¾æ¥æ³¨åï¼https://travelwithless.net/link/robinhoodapplication</p>



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<p class="wp-block-paragraph">è¿ä¸ç±»å¸åé常éåèµééè¾å°çç¾è¡å°ç½ï¼æ¯æä¸ææä½ï¼è½¬è´¦æ¹ä¾¿ï¼äº¤æ便æ·ï¼è¡æ ä¹æ¯å è´¹çã</p>



<p class="wp-block-paragraph"><strong>Webullå¾®ç</strong></p>



<p class="wp-block-paragraph">é¤äºæèµåå¦è 以å¤ï¼ä¹å»ºè®®ä¸é«çº§ç¨æ·èè使ç¨ãæ¯èµ·Robinhoodå®æ´éåæèµéé¢é«ä¸äºï¼äº¤æé¢ç¹ä¸äºï¼éæ±å¤ä¸äºï¼æ´activeä¸äºç客æ·ãå¯ä»¥æèµç产åå æ¬è¡ç¥¨ï¼ETFï¼options以åIRAã</p>



<p class="wp-block-paragraph">ç®åæ°ç¨æ·å¼æ·ä¼èµ é两è¡æ°è¡ï¼ä»·å¼å¨$2.5å°$250ä¸çï¼è¿ä¸ªæ´»å¨ç®ååªå°5æ11æ¥ï¼éè¦çè¯èµ¶ç´§æç´§ï¼ï¼https://travelwithless.net/link/webullapplication</p>



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<p class="wp-block-paragraph"><strong>Moomooå¯é </strong></p>



<p class="wp-block-paragraph">è¿å®¶æ大çç¹ç¹æ¯å¼æ·å°±æ40档深度æçï¼è·å深度æçä¿¡æ¯ï¼è¡è¯å«level 2ä¿¡æ¯ï¼ãrobinhoodéè¦$5æ¯æï¼Webullçtotalviewéè¦$25ç¾éæ¯æï¼è¿æå¾å¤ä¸æçä¼°å¼è§£è¯»è¿æææ 解读ï¼å°±ç®åªç¨moomooçè¡æ ä¹å¯ä»¥çä¸ä¸ç¬é±äºã</p>



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<p class="wp-block-paragraph">ç®åå¯émoomooçå¼æ·å¥å±æ¯å ¥é500ç¾éå³èµ $10-$1000è¡ç¥¨å¡ï¼https://j.moomoo.com/001tBq</p>



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<p class="wp-block-paragraph">é对è¿å ç§æ°å ´å¸åçä¸äºåºæ¬ç¹ç¹ï¼æç»å¤§å®¶æ»ç»äºä¸ä¸ãæ»çæ¥è¯´ï¼robinhoodä½ä¸ºæå级çæ°å ´å¸åççæ¯åªéåé常å°ç½ç人ï¼æä¾çä¿¡æ¯åæå¡ä¹æ¯è¾æéãå¾®çåå¯éç¸æ¯ï¼åè èåºã</p>



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<p class="wp-block-paragraph"><strong>ãä¼ ç»å¸åã</strong></p>



<p class="wp-block-paragraph">å¨ç¾å½çè´¢é£å°±ä¸å¾ä¸é¦å ç§æ®ä¸å å¤§ä¼ ç»å¸åå¦ãé便æåºæ¥å 个é½æ¯å¤§åé¼é¼åï¼ æ¯å¦Fidelityï¼TD Ameritradeï¼E-Tradeçã</p>



<p class="wp-block-paragraph">è¿ç±»å¸åçä¼å¿æ¯æSPICãSECãFINRAççç §ï¼è´¦æ·èµéç¸å¯¹å®å ¨æä¿éï¼åæ¶ï¼å®ä»¬æä¾ç交æåç§å¤ï¼åè½å¼ºå¤§ï¼è¦çèå´å¹¿ãä½äºæ¤åæ¶ï¼ä¹åå¨æ¯è¾ææ¾ç缺ç¹ï¼å¼æ·åèµéå ¥æ·ç¸å¯¹éº»ç¦ï¼ä¸è¬å¼æ·å¥å±ä¹æ¯è¾å°ï¼çè³æ²¡æï¼ï¼ ;ä¼ ç»å¸åä½£éå ¨å ï¼è¡ç¥¨ï¼ETFsï¼ADRsï¼ï¼ä½ä¼æå ¶ä»çæ¶è´¹ï¼å¦ææ¯æ´»è·æèµè ï¼è´ä¹°ææï¼OTCï¼ç¨èèµèå¸ï¼ï¼äº¤æé大ï¼æç¥ä¼æ¯è¾ææ¾ã</p>



<p class="wp-block-paragraph">æ们é对å å¤§ä¼ ç»å¸åï¼å°±å®ä»¬çæ¶è´¹ç»èç»å¤§å®¶äºä¸ä¸ªè¡¨æ ¼å¯¹æ¯ï¼</p>



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<p class="wp-block-paragraph"><strong>ãæ»ç»ã</strong></p>



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美国投资理财入门攻略
