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信用卡介绍 | BOA Premium Rwards史高奖励,一张不错的小神卡

&NewLine;<p>一颗遗漏的明珠<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<&excl;--more-->&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【写在前面的话】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>几大主要银行中,boa是我个人持有卡最少的一家,以前一直只有一张better balance。由于其他几个银行的主流信用卡都申请的差不多了(有的还反复申请了不少次),加上最近boa不少卡出了史高奖励,我这才把注意力转到boa家,发现它家其实还是有几张很不错的卡的,嘿嘿。今天给大家推荐的是BOA的preimum rewards<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>【<strong>开卡奖励】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>开卡90天内消费满&dollar;4&comma;000给60&comma;000点。这个点数可以直接1:1兑换成statement credits,如果有boa checking也可以直接1:1兑换成cash过去;所以开卡奖励相当于&dollar;600。以前一直只有50&comma;000点,这个是史高。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;11&sol;image-45&period;png" alt&equals;"" class&equals;"wp-image-42581" style&equals;"width&colon;587px&semi;height&colon;auto"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【申请链接】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-embed is-type-wp-embed is-provider-at-sashatravelatus wp-block-embed-at-sashatravelatus"><div class&equals;"wp-block-embed&lowbar;&lowbar;wrapper">&NewLine;<blockquote class&equals;"wp-embedded-content" data-secret&equals;"e9nh9XtOj4"><a href&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;link&sol;boapremiumrewards">BoAPremiumRewards<&sol;a><&sol;blockquote><iframe class&equals;"wp-embedded-content" sandbox&equals;"allow-scripts" security&equals;"restricted" style&equals;"position&colon; absolute&semi; clip&colon; rect&lpar;1px&comma; 1px&comma; 1px&comma; 1px&rpar;&semi;" title&equals;"&&num;8220&semi;BoAPremiumRewards&&num;8221&semi; &&num;8212&semi; 小钱大玩at北美 &vert; SashaTravelAtUS" src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;link&sol;boapremiumrewards&sol;embed&num;&quest;secret&equals;VYcCFxh2qN&num;&quest;secret&equals;e9nh9XtOj4" data-secret&equals;"e9nh9XtOj4" width&equals;"600" height&equals;"338" frameborder&equals;"0" marginwidth&equals;"0" marginheight&equals;"0" scrolling&equals;"no"><&sol;iframe>&NewLine;<&sol;div><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>以上为我们的推荐链接,欢迎使用。也可以点击左下角&OpenCurlyDoubleQuote;阅读全文”获取链接。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【基本信息及优点】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>1&period; å¹´è´¹&dollar;99(首年不免)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>2&period; 旅行和餐馆类消费2&percnt;返现,其他消费1&period;5&percnt;积分<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>3&period; 每个calendar year有&dollar;100的航空杂费报销,包括飞机上的消费、升舱、行李托运等(不能买机票)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>4&period; 每四年可以报销一次global entry或者tsa的费用,up to &dollar;100 (攻略可以看:<a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650461594&amp&semi;idx&equals;1&amp&semi;sn&equals;5ddccf62b3d3afadae8ebcd82967f983&amp&semi;chksm&equals;88f4ca80bf834396e74f3c39c0428785e23d3ec38bb77e0e6b5b4c9b6b309a1e1d30324b8dc5&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener">Global Entry申请和你们想知道的事情<&sol;a>)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>5&period; 没有境外消费手续费<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>6&period; 如果有boa的checking账户还能有额外的点数,不同等级和资产叠加的奖励不同:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;11&sol;image-46&period;png" alt&equals;"" class&equals;"wp-image-42582" style&equals;"width&colon;749px&semi;height&colon;auto"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>比如我是gold member就有:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;11&sol;image-47&period;png" alt&equals;"" class&equals;"wp-image-42583"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>7&period; 享受boa的博物馆福利:<a href&equals;"https&colon;&sol;&sol;about&period;bankofamerica&period;com&sol;en&sol;making-an-impact&sol;museums-on-us-partners">https&colon;&sol;&sol;about&period;bankofamerica&period;com&sol;en&sol;making-an-impact&sol;museums-on-us-partners<&sol;a><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【点评】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>1&period; 批卡非常容易,尤其是在有boa checking或者其他boa relationship的基础上。我家申了两张,都是两三万的limit<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>2&period; 如果有一定travel需求的话,其实可以值得长期持有,因为&dollar;100的航空杂费报销就可以抵消年费了;如果有boa checking的gold(很容易,免月费存够&dollar;20k就可以),可以达到travel和吃饭消费2&period;5&percnt;返现,和everything消费1&period;875&percnt;返现。当然,没有刚需,撸个开卡也不错,boa的卡每24个月是可以churn的。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>3&period; 整个开卡消费boa都给你track好,无论是app还是网页都能开到进度条:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;11&sol;image-48&period;png" alt&equals;"" class&equals;"wp-image-42584" style&equals;"width&colon;722px&semi;height&colon;auto"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>甚至有时候登录boa账户的时候,会自动跳出这个进度条来提醒你。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>4&period; airline incidental charge除了升舱、托运行李、机上wifi,其实还包括里程票的tax那些。前几天换了西南航空的里程票,意外发现居然tax全部报销掉了,等于机票(差不多)免费啦!<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;11&sol;image-49&period;png" alt&equals;"" class&equals;"wp-image-42585" style&equals;"width&colon;757px&semi;height&colon;auto"&sol;><&sol;figure>&NewLine;

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