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信用卡推荐 |US Bank Cash Plus季度返现任意选+costco限时奖励

&NewLine;<&excl;--more-->&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【写在前面的】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>前几天介绍了US Bank最近的银行开户奖励(<a rel&equals;"noreferrer noopener" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650461749&amp&semi;idx&equals;1&amp&semi;sn&equals;026720dd7973de146384411b71a89147&amp&semi;chksm&equals;88f4c92fbf83403982bc127ff3ef7eae46582eaceed168f84072e7a00a06353a7868c078a4bf&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank">银行奖励 &vert; US Bank Biz Checking可拿up to &dollar;750 &&num;8211&semi; 存款就有easy money&excl;<&sol;a>),其实它家也有不少不错的信用卡,不过相对citi&sol;chase&sol;amex可能被关注的比较少。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full is-resized"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;05&sol;cash-back-plus&period;png" alt&equals;"" class&equals;"wp-image-42017" width&equals;"579" height&equals;"264"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【开卡奖励】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>开卡三个月内消费满&dollar;1000送&dollar;200。另外最近有个限制奖励(到8月31日),通过申请到的cash&plus;信用卡申请costco的会员,可以拿&dollar;30电子的costco shop card。这个shop card在costco消费就相当于现金啦,除此之前,应该是可以叠加costco本身的会员促销活动。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-large"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;05&sol;image-1-1024x222&period;png" alt&equals;"" class&equals;"wp-image-42015"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【申请链接】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-embed is-type-wp-embed is-provider-小钱大玩at北美-sashatravelatus wp-block-embed-小钱大玩at北美-sashatravelatus"><div class&equals;"wp-block-embed&lowbar;&lowbar;wrapper">&NewLine;<blockquote class&equals;"wp-embedded-content" data-secret&equals;"0Nt8Xpug74"><a href&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;link&sol;usbankcashplus">USBankCashPlus<&sol;a><&sol;blockquote><iframe class&equals;"wp-embedded-content" sandbox&equals;"allow-scripts" security&equals;"restricted" style&equals;"position&colon; absolute&semi; clip&colon; rect&lpar;1px&comma; 1px&comma; 1px&comma; 1px&rpar;&semi;" title&equals;"&&num;8220&semi;USBankCashPlus&&num;8221&semi; &&num;8212&semi; 小钱大玩at北美 &vert; SashaTravelAtUS" src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;link&sol;usbankcashplus&sol;embed&num;&quest;secret&equals;PleAxyD5YA&num;&quest;secret&equals;0Nt8Xpug74" data-secret&equals;"0Nt8Xpug74" width&equals;"600" height&equals;"338" frameborder&equals;"0" marginwidth&equals;"0" marginheight&equals;"0" scrolling&equals;"no"><&sol;iframe>&NewLine;<&sol;div><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>(也可以直接点击左下角&OpenCurlyDoubleQuote;阅读全文”获取链接)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【基本信息及优点】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>1&period; 无年费<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>2&period; 每个季度可以选择两个5&percnt;返现的种类,和一个2&percnt;返现的种类。其中5&percnt;返现每个季度限&dollar;2&comma;000的消费,也就是你最多拿到&dollar;2&comma;000&ast;5&percnt; &equals; &dollar;100。并且有一些种类是其他5&percnt;信用卡没有的,比如cell phone&comma; gyms&sol;fitness centers。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-large"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2023&sol;05&sol;image-1024x435&period;png" alt&equals;"" class&equals;"wp-image-42013"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>3&period; 非5&percnt;和2&percnt;的返现类别的消费均为1&percnt;返现<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>4&period; 通过 US Bank Rewards Travel Center完成的消费有5&percnt;返现(包括机票酒店租车等)。这个5&percnt;返现是独立于季度5&percnt;类别之外的。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【缺点】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>1&period; US Bank的信用卡比较难申请到,所以建议先去银行开个checking。同时不建议新手轻易尝试,保险起见最好信用记录在一年以上。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>2&period; 2&percnt;的种类比较鸡肋,一共就三种,有不少其他信用卡可以秒杀它。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【奖励兑换】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>点数只能兑换成钱,1&colon;1。我一般直接选择statement credit到卡上。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>从My Accounts -&gt&semi; My Rewards里面进去,选择你的Cash&plus;<&sol;p>&NewLine;&NewLine;&NewLine;<div class&equals;"wp-block-image">&NewLine;<figure class&equals;"aligncenter"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2017&sol;07&sol;682ae-2f0052&lowbar;fd393d05092b46bfbae572f0af4523f8mv2&period;png" alt&equals;""&sol;><&sol;figure>&NewLine;<&sol;div>&NewLine;&NewLine;&NewLine;<p><strong>【总结】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>我个人是蛮喜欢这张卡的。在使用5&percnt;返现的时候更flexible,可以根据自己下个一度的计划进行安排。比如我年末的时候会选择电子产品类的5&percnt;,遇到搬家会选择furniture stores(宜家也包括!)的5&percnt;返现。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>每个季度要去us bank官网进行种类的选择,拖动下鼠标就好了,还蛮好玩的。官网上也有对每个种类涵盖的商家做了解释:<a href&equals;"https&colon;&sol;&sol;cashplus&period;usbank&period;com&sol;">https&colon;&sol;&sol;cashplus&period;usbank&period;com&sol;<&sol;a><&sol;p>&NewLine;&NewLine;&NewLine;<div class&equals;"wp-block-image">&NewLine;<figure class&equals;"aligncenter"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2017&sol;07&sol;4f5c7-2f0052&lowbar;49dbcd2795bc46009cc2ed44a6fdc277mv2&period;png" alt&equals;""&sol;><&sol;figure>&NewLine;<&sol;div>&NewLine;&NewLine;&NewLine;<p>比如家具类它们列出了这么多商家:<&sol;p>&NewLine;&NewLine;&NewLine;<div class&equals;"wp-block-image">&NewLine;<figure class&equals;"aligncenter"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2017&sol;07&sol;5a666-2f0052&lowbar;6b06d015748e4e18855312048a175bacmv2&period;png" alt&equals;""&sol;><&sol;figure>&NewLine;<&sol;div>&NewLine;&NewLine;&NewLine;<p>但要注意,这个列表只是一个sample examples,很多店并没有列在上面。<&sol;p>&NewLine;

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