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银行奖励 | CitiBank开户最多可以拿$1500,明天截止不要错过!

&NewLine;<p>估计是史高了,冲冲冲<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<&excl;--more-->&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【写在前面的话】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>美国的银行开户也经常有非常不错的奖励哦。我们以前写过科普入门的推送,可以看这里:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<ul class&equals;"wp-block-list"><li><a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650447937&amp&semi;idx&equals;1&amp&semi;sn&equals;8a911e7127c562452c4db5e6914227be&amp&semi;chksm&equals;88f4bf5bbf83364dc189c005f0ebb9912fbc27b22ff31079ac7ea61efc90c85ae1de6316e51e&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener">【入门】美国银行开户奖励介绍&&num;8211&semi;&lpar;FREE MONEY&excl;&rpar;<&sol;a><&sol;li><li><a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650447937&amp&semi;idx&equals;1&amp&semi;sn&equals;8a911e7127c562452c4db5e6914227be&amp&semi;chksm&equals;88f4bf5bbf83364dc189c005f0ebb9912fbc27b22ff31079ac7ea61efc90c85ae1de6316e51e&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener"><&sol;a><a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650446870&amp&semi;idx&equals;1&amp&semi;sn&equals;acbf19662656d9cf84ae266414ad5100&amp&semi;chksm&equals;88f4830cbf830a1a40240f9af561df1abafd7a1597620bada9450855c18d5dc735f3b1393f90&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">美国ChexSystems介绍 &&num;8211&semi; 开银行账户需要<&sol;a><&sol;li><li><a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448635&amp&semi;idx&equals;1&amp&semi;sn&equals;ad046541d8a3c078d9486ea39822fe84&amp&semi;chksm&equals;88f4bde1bf8334f7fe528797ffe7425ca8a896fbc29e68e4aae96668e952e51c3e34b50f900c&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener">留学生报税常见问题及解答<&sol;a><&sol;li><&sol;ul>&NewLine;&NewLine;&NewLine;&NewLine;<p>我曾经有几年每年会review撸的羊毛金额,银行奖励其实能够非常丰厚,比如:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<ul class&equals;"wp-block-list"><li><a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650447079&amp&semi;idx&equals;1&amp&semi;sn&equals;6c48f501b383017150f7358285c848ec&amp&semi;chksm&equals;88f483fdbf830aeb5e4e02253966a6afda3e3e842e6e51c93bd20ed6c31da9393e04ae78155e&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener">【小钱大玩】如何一年撸上万刀羊毛<&sol;a><&sol;li><&sol;ul>&NewLine;&NewLine;&NewLine;&NewLine;<p>不过随着撸的羊毛品种越来越繁多,家里孩子越来越多,工作越来越忙,我已经有两三年没写总结了&nbsp&semi;&lpar;sorry-&excl;&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>今天给大家分享的是citi bank的。经常会有,这次的活动是到今天结束。能赶上最好 &&num;8211&semi; 1)谁也不知道下次啥时候再来;2)银行奖励可以churn,所以早点撸玩一轮,再开始下一轮。比如chase我大概撸了四五轮,usbank撸了三轮。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&sol;KQCZicvEy5YYdhteq6GAxiaWz7icAzDLtCib10F6ISssUTNKWz7ib4E1H3kJyX92WUGJvVuicykKKt8tGicUhibQ8gdCyg&sol;640&quest;wx&lowbar;fmt&equals;other&amp&semi;tp&equals;webp&amp&semi;wxfrom&equals;5&amp&semi;wx&lowbar;lazy&equals;1&amp&semi;wx&lowbar;co&equals;1" alt&equals;"图片"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>1&period; 申请链接:<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><a href&equals;"http&colon;&sol;&sol;citi&period;us&sol;3ndJkXt">http&colon;&sol;&sol;citi&period;us&sol;3ndJkXt<&sol;a>  ï¼ˆå¯ä»¥ç‚¹å‡»æ–‡æœ«å·¦ä¸‹è§’&OpenCurlyDoubleQuote;阅读全文”获取链接)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yah5G0CnibbokM77hEpD5k2VzhNd79wLZUwCEPRrpic86AUJA9JVpFoQbZynS7ato0VFrbjUKXylupg&sol;640&quest;wx&lowbar;fmt&equals;png&amp&semi;tp&equals;webp&amp&semi;wxfrom&equals;5&amp&semi;wx&lowbar;lazy&equals;1&amp&semi;wx&lowbar;co&equals;1" alt&equals;"图片"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>或者 <a href&equals;"http&colon;&sol;&sol;citi&period;us&sol;3sTxntm">http&colon;&sol;&sol;citi&period;us&sol;3sTxntm<&sol;a><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2022&sol;01&sol;image-1&period;png" alt&equals;"" class&equals;"wp-image-40420"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>2&period; 申请截止日期:<&sol;strong>2022å¹´1月4日<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>3&period; 获取开户奖励<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>主要分为三个档,需要在开户20天内存入要求的金额(这个提高了,以前是45天),并且保持这个金额60天(从第21天开始算起)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2022&sol;01&sol;image&period;png" alt&equals;"" class&equals;"wp-image-40419"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>相应的存款要求如下:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image size-full"><img src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2022&sol;01&sol;image-2&period;png" alt&equals;"" class&equals;"wp-image-40421"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>一些说明:<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<ul class&equals;"wp-block-list"><li>限citi new customer,也不是绝对new,在过去180天内没有citi银行账户即可(和信用卡分开的)<&sol;li><li>zelle转账不算,要ach transfer或者支票deposit或者银行柜台存钱那种<&sol;li><li>需要是citi new money,从另外citi账户转来不算<&sol;li><li>年底会收到&nbsp&semi;W-9 or W-8 BEN&nbsp&semi;的税表<&sol;li><li>完成要求后,奖励会在90天内到账<&sol;li><&sol;ul>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>4&period; 免除账户月费<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong><&sol;strong><strong>Citibank Basic &nbsp&semi;Account Package:<&sol;strong>该账户有&dollar;12的monthly fee,但是如果满足以下任意一条可以免除月费:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>1)每个statement period有一笔direct deposit以及一笔bill payment;或者<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>2)账户的monthly balance保持在&dollar;1&comma;500或以上;或者<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>3)账户户主在62岁或以上<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>Citi Account Package:<&sol;strong>该账户有&dollar;25的monthly fee,但是如果账户的monthly balance保持在&dollar;10&comma; 000或以上可以免除月费<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>Citi Priority Account Package:<&sol;strong>&nbsp&semi;该账户有&dollar;30的monthly fee,但是如果账户的monthly balance保持在&dollar;10&comma; 000或以上可以免除月费<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>Citigold Account Package:<&sol;strong>无monthly fee,但是要求账户的monthly balance保持在&dollar;200&comma;000或以上,否则转为&nbsp&semi;Citi Priority Account package<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>5&period; 关户<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>拿到奖励之后就可以申请关户,citi家的银行账户是没有early termination fee的(一般的银行,如果你开户之后6个月就关户,需要支付early termination fee)。不过如果不放心的话可以考虑等到6个月以后再关户。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>6&period; Referral Bonus<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>【这个信息是2017年左右的,我好久没有进过citi branch了,大家可以再确认下】<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>Citibank的客服都蛮厚道的,如果你去branch开户,都会提醒你说,有没有朋友可以refer你,朋友可以拿bonus。注意这个referral bonus是只有推荐人能拿,被推荐人是没有份的。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>姐夫去开这个&dollar;400账户(之前一个更好的deal现在没有了)的时候,莎莎姐已经有了citi账户。他开的是citigold,所以我拿到了&dollar;100 bonus。如果开普通的account package,就是&dollar;50。post的时间大概为2个月。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>拿referral bonus的时候只需要提供推荐人的名字和电话就可以,本人可以不到场。这个是姐夫从branch agent那边拿来的citi bank的refer介绍。该refer bonus应该是长期有的。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;jpg&sol;KQCZicvEy5YbfMZKTI1ML3wMXicA9N3wxhxn9NzTB77gGGyCsq61qCjG1CtaPAFicz2Sibx1ic2EuJ8KicMVmLrNw78Q&sol;640&quest;wx&lowbar;fmt&equals;jpeg&amp&semi;tp&equals;webp&amp&semi;wxfrom&equals;5&amp&semi;wx&lowbar;lazy&equals;1&amp&semi;wx&lowbar;co&equals;1" alt&equals;"图片"&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【其他小建议】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>Citi的银行系统一直比较懒。它家一个最大的bug就是,如果你的online account是通过checking&sol;savings注册的,之后申请了信用卡继续绑定这个onine account,但后来checking&sol;savings关户的话,你的整个online account就没了。需要再重新申请online account,重新绑定信用卡。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>但是呢,反过来操作 就没问题。就是如果你先有citi家信用卡,注册了online account;然后又申请了checking&sol;savings,绑定这个account,之后银行关户并不会影响online account。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>如果感兴趣citi信用卡,尤其推荐这张:<a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650457297&amp&semi;idx&equals;1&amp&semi;sn&equals;e6c4259f1dc1b47330e0272e85c45daf&amp&semi;chksm&equals;88f4dbcbbf8352ddddbccada861cb83d8be7d51d0df6b77a1c4c1af74594fc87a90ec5ebd7f2&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener">信用卡推荐 &vert; 新神卡Citi Premier值得一卡流,目前开卡史高奖励<&sol;a>。<&sol;p>&NewLine;

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