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信用卡推荐 | 一张被低估的购物神卡

&NewLine;<p>Cyber Monday继续买买买!<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<&excl;--more-->&NewLine;&NewLine;&NewLine;&NewLine;<p>&ZeroWidthSpace;discover信用卡作为一张基础卡,人手必备,之前我们也专门介绍过:<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448462&amp&semi;idx&equals;1&amp&semi;sn&equals;f710cadde65a3ccc4fb1a58e7db33377&amp&semi;chksm&equals;88f4bd54bf83344226e9d578aff47f3df67ec1929ac58a55fea382783908fb9e6bf77c2c9751&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">【信用卡推荐】人手必备的discover it<&sol;a>。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>适逢黑五,和大家介绍一下这张卡除了攒现的威力以外(比如上个季度是paypal的5&percnt;返现),其实用积攒的现金兑换礼品卡威力更大。<strong>注:是的,discover返现之后我一般兑换成礼品卡,而不是提现。&nbsp&semi;<&sol;strong>黑五的deal还在延续到cyber monday,不要忘记买买买!(BTW,最近的返现实在太好了,什么梅西20&percnt;,saks有16&percnt;:<a target&equals;"&lowbar;blank" href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650454224&amp&semi;idx&equals;1&amp&semi;sn&equals;3253566f895bbfcd3203c99228583624&amp&semi;chksm&equals;88f4a7cabf832edc53146ac24e431a5dd246cb2b15ccabec24232b13d6393347eb18626eef4f&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noreferrer noopener">美国购物返现网站&sol;app介绍和汇总<&sol;a>)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【如何兑换礼品卡】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>在rewards里有redeem cashback bonus:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5YamNQLEuukE6kqgcBoE8RbHLfWbrnAvXLGMNiaFNy9lhkECk0iaRrWkdibfPz8pibibxFra2cf7DrzJJDQ&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>再选择gift cards:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5YamNQLEuukE6kqgcBoE8RbHb6nmkc9fIY2rW0x3lia2Lbw9eLL5UjPx3JWX5H3MKzhupQOcSia9eWEQ&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>我个人最喜欢兑换gap,<&sol;strong>以前也喜欢兑换sears,不过它家快倒闭了&&num;8230&semi;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5YamNQLEuukE6kqgcBoE8RbHpPEpYbgSiaV4C1wVI54nHyBdDsvGgrgVAicVqlPUgS6FpEKITcDQ5Suw&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>gap家都是八折换卡,然后除了gap自己家以外,old navy和香蕉共和国也可以。准确来说,是好几家都可以用的,因为它们是同属于一个brand:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1MB1H0fuzDTxO9wUib3mSXibgH7qytNxEGRiaNicl47Ruj7auaAKuPoNztQ&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>如果你有买过gap的实体礼品卡,应该看到过这样的design,四家店都列在上面了哈。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【多金额面值兑换&plus;电子礼品卡】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>我上面兑换gap礼品卡的截图其实是个老截图啦。discover现在推出了更多小面值的礼品卡兑换,增加了兑换的flexibility。还是以gap为例,其实现在你可以兑换这么多种不同金额(只按金额顺序截取了两张):<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1Qks4esGCnJmZvoDxUykaTbRIh1kKhIZv5EibFWibMIaThfgnRZcGWGRw&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1F14c2oqyZB5FVBYMQ6q0XG1mOV9GicfcnEPsNzwNoPSkob2HMNp5QPg&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>我个人特别喜欢兑换电子礼品卡,一兑换就立刻到账,能马上用起来。<&sol;strong>而且在discover的账户里可以随时查阅,也不怕丢掉。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>在礼品卡的redemption history这里哈:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1l2iaVnPic25f7INFXSIamZkx5mx7kvSpORicomUFoTSBOMkAQOTIX4iarA&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>卡号pin number都有哈:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1lkVhicUNa7HEvlDOwoFhdCE9aYcOS4N5Y50ad6Kkb6nYNETp7ibOHduw&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【我个人最喜欢的礼品卡】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>这里列几个我自己觉得性价比比较高的,也经常兑换的商家,抛砖引玉一下。欢迎大家补充分享。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>1&period; Bed BathBeyond八折<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>免费注册它家账号,不定期能收到八折coupon;然后再八折用discover兑换bbb家礼品卡。保证长期可以实现六四折。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>它家东西有的价格虚高,但有了六四折以后,还是价格不错的。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>2&period; Gap八折<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>前面提到了,可以用在old navy,香蕉共和国等。gap和old navy打折尤其多,再用上八折兑换来的礼品卡,简直太幸福<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>3&period; Saks九折<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>这个不用说了把,尤其妹子都懂。今年黑五的满&dollar;150返&dollar;75有没有跳?<br><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>4&period; Lululemon九折<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>赶上疫情这波,露露家股票涨的好欢快。我是去年黑五才跳的lulu坑,一年不到光裤子已经买了十几条了。确实好穿!!<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>5&period; nordstorm九折<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>也可以用在nordstrom rack家。它家也是我最爱的百货店之一,亚马逊的shop with points基本上都用来买它家礼品卡了。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>6&period; 梅西百货八五折<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>其实还有很多我喜欢的商家,百货类的belk&comma; jcpenny,tjmaxx&comma; target;时尚类的arie&comma; american eagle,express;餐馆的buffalo wing&comma; applebee&comma; chipotle等<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>其中针对今年黑五,还有一些礼品卡有额外的25&percnt;打折奖励(到11月30日截止):<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>Barnes &amp&semi; Noble,Burlington,Chipotle,Chili’s,Domino’s,Express,Fandango,Happy &lpar;select brands&rpar;,Lowe’s,Maggiano’s,Panera Bread,Red Robin<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【如何快速积攒返现】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>至少每个季度要用满&dollar;1500的5&percnt;的返现额度啊!<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>今年最后一个季度是亚马逊、target和沃尔玛的线上有5&percnt;返现,前几天刚刚还确认增加了bestbuy:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1rEhIeUib2Nva635aUzl7w4f928nic4OicUA40ic0uRxTyu0y8dICoPupRQ&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP11LVGB6ZAtTIFhFpKxExA43l32aCrdWibIMJElQWbM1Ahkm0xiaKB2trA&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>2021年的安排也出来了,似乎和2020年差不多?<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP129KBaXAOt0Whftq3N3olPqFVb8l8nGcQiaRMIFEU60pAxg1qx2ToOmw&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>这些返现最关键的是大家都可以囤礼品卡的!!不仅是商家本身的礼品卡,商家售卖的第三方礼品卡都是可以的哈~<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>另外关于discover还有两个”小秘密&OpenCurlyDoubleQuote;:<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>1&period; 每个人可以有两张discover信用卡哦!<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5Yb8fQKrT2RCJQ4xmQcyPaP1f2MgkSEmAZgy8cyriaA0l06v88BIq41gicR5GOE6cU6ZPsevXibZ895tg&sol;640&quest;wx&lowbar;fmt&equals;png" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>2&period; 新用户开户12个月内,所有消费双倍返现!!<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>所以呢,那些季度5&percnt;的返现,其实对于新用户来说是10&percnt;啊!!!<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>如果你还没有discover的信用卡,欢迎使用我们的推荐链接申请哦!有&dollar;50新用户奖励,<a href&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;link&sol;discovercreditcardapplication">https&colon;&sol;&sol;travelwithless&period;net&sol;link&sol;discovercreditcardapplication<&sol;a><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>(也可以点击左下角&OpenCurlyDoubleQuote;阅读全文”获取链接)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>嗯,先写这么多啦。晚安 :)<&sol;p>&NewLine;

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