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神卡福利升级!它不再是一张美国的神卡,而是全球的了…

&NewLine;<p>在<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650450182&amp&semi;idx&equals;1&amp&semi;sn&equals;41ad89f7bf4b84a3332422d6db75d453&amp&semi;chksm&equals;88f4b61cbf833f0a2e381d7e02bf1a4cd306a130512a6bbec6a6b2126a4af378f9b1feb16e85&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">如果只能推荐一张信用卡,我会推荐哪一张呢?<&sol;a>里我介绍了citi double cash这张卡,有读者分享了amex gold也很适合一卡流。在这里给大家再次介绍一下这张卡。<br><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<&excl;--more-->&NewLine;&NewLine;&NewLine;&NewLine;<p>关于这张卡最新的更新是,作为一张吃饭4&percnt;返现的神卡,它不仅可以作用于美国的餐厅了,也可以作用在全球的啦!这个福利的升级将于今年6月6日生效。配合上无境外消费手续费,大家回国happy的时候赶紧用起来!<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;jpg&sol;KQCZicvEy5YYYEcpeswb6s6CPtOPR3egGOyxLxqqLSTp2MeWcUEPRicaV7mKjyvvvhxqibF03HGUibXTt02HPYCmuQ&sol;640&quest;wx&lowbar;fmt&equals;jpeg&amp&semi;tp&equals;webp&amp&semi;wxfrom&equals;5&amp&semi;wx&lowbar;lazy&equals;1&amp&semi;wx&lowbar;co&equals;1" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【开卡奖励】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>开卡3个月内消费满&dollar;2&comma;000给50&comma;000 MR点。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>关于MR点的入门介绍可以看:<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650449243&amp&semi;idx&equals;1&amp&semi;sn&equals;9d2fb07903dd4d32d41a2ec909c475e3&amp&semi;chksm&equals;88f4ba41bf833357ce117885a969019b751539203a65d5bd9fe1909b3a35aff55decbf5911a3&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">美国信用卡新手快速入门<&sol;a>,这40&comma;000 MR点差不多现金价值为&dollar;760;具体如何使用点数可以看:<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650447314&amp&semi;idx&equals;1&amp&semi;sn&equals;8f026858377cf63687da490a7c12d487&amp&semi;chksm&equals;88f482c8bf830bdedea968e778903ad23aecb168036024aa7c77867eeee35a6e147dbcf0fdfd&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">【实战分析】用无年费的Amex Everyday撸出中美机票<&sol;a><br><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5YYYEcpeswb6s6CPtOPR3egGxCv7PD029WQjfia8NiaDVJIibEN8N8wlibFFSdlaoVsvVcJ3btj7wtOQfQ&sol;640&quest;wx&lowbar;fmt&equals;png&amp&semi;tp&equals;webp&amp&semi;wxfrom&equals;5&amp&semi;wx&lowbar;lazy&equals;1&amp&semi;wx&lowbar;co&equals;1" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【申请链接】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-embed"><div class&equals;"wp-block-embed&lowbar;&lowbar;wrapper">&NewLine;http&colon;&sol;&sol;refer&period;amex&period;us&sol;XUPINZ2sLi&quest;XLINK&equals;MYCP&NewLine;<&sol;div><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>以上为我们的推荐链接,欢迎使用。也可以点击左下角&OpenCurlyDoubleQuote;阅读全文”获取链接。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【基本信息及优点】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>1&period; å¹´è´¹&dollar;250(首年不免)<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>2&period;&nbsp&semi;吃饭和超市4倍积分,订购机票3倍积分(通过官网),其他消费1倍积分<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>3&period;&nbsp&semi;每个月提供&dollar;10 dining credit。可以用的店包括Grubhub&comma; Seamless&comma; The Cheesecake Factory&comma; Ruth’s Chris Steak House&comma; Shake&nbsp&semi; Shack。如果没有刚需的话,应该也是可以买礼品卡屯着先。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>不要忘记enroll:https&colon;&sol;&sol;global&period;americanexpress&period;com&sol;card-benefits&sol;enroll&sol;dining-credit&sol;gold<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>4&period; 每个calendar year你可以报销&dollar;100航空公司相关的消费,包括托运行李、升舱等,但是不包括机票本身的购买。trick的地方在于,你买航空公司的礼品卡也是可以报销&dollar;100的,所以变相其实是报销了机票。另外,每个calendar year报销一次,如果你仅考虑持卡一年,一般横跨了2个calender year,可以报销两次。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>5&period; 新增的the hotel collection福利,预定酒店两晚或以上,赠送&dollar;100 credit并且升级房型。credit可以用于在酒店吃饭或者做spa等。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>具体介绍可以看:https&colon;&sol;&sol;hcdigitaldirectory&period;com&sol;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<figure class&equals;"wp-block-image"><img src&equals;"https&colon;&sol;&sol;mmbiz&period;qpic&period;cn&sol;mmbiz&lowbar;png&sol;KQCZicvEy5YZDzPMhEO6mOH9TgyCr2QcIH1oxZa2OhQ4UUoqW8xtaY7TMpGibX4jyYtf5vThKpCC0wPkJHooTqFg&sol;640&quest;wx&lowbar;fmt&equals;png&amp&semi;tp&equals;webp&amp&semi;wxfrom&equals;5&amp&semi;wx&lowbar;lazy&equals;1&amp&semi;wx&lowbar;co&equals;1" alt&equals;""&sol;><&sol;figure>&NewLine;&NewLine;&NewLine;&NewLine;<p>6&period; 可以撸amex offer(温故知新看:<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;400849912&amp&semi;idx&equals;1&amp&semi;sn&equals;7baabc716e6c005785d667ff171725fd&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">Amex Offer介绍<&sol;a>&rpar;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>7&period; 无境外消费手续费。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>【一些讨论】<&sol;strong><&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>1&period; 为什么说这是一张神卡?<&sol;strong>年费有&dollar;250,但是如果你看下它提供的福利,基本上分分钟就把年费赚回来了。每年有&dollar;120的dining credit和&dollar;100的航空公司报销。如果你只打算持卡一年,那其实是&dollar;120的dining credit和&dollar;200的航空公司报销,倒赚。另外,这张卡在超市和餐馆可都是4倍积分啊!再有MR点数转航空公司里程的威力加成,必须是神卡一张呀。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>比如我们前段时间分享的:<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650450353&amp&semi;idx&equals;1&amp&semi;sn&equals;30639ab0fd3264ab25965ab394de7aa5&amp&semi;chksm&equals;88f4b6abbf833fbd6ad50a162523ad3075e96e0fb58bffff32650eb9ebd40172e24689252f28&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">推荐 &vert; 专属中国胃的外卖app!<&sol;a>,用这张卡在这些外卖app里消费也是4倍积分。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p><strong>2&period; 是否值得长期持有?<&sol;strong>这个主要还是看个人需求。我个人建议是持卡一年就可以了。对于新手来说,一是玩不转太多年费的卡,二是玩不转MR点数。所以拿了开卡奖励和各种credit就可以考虑撤了。对于老手来说,大家多半有很多卡,比如citi prestige是在吃饭5倍积分,所以不少信用卡其实有积分种类上的重复,也未必用得到这张新gold卡。MR系列有不少卡可以申请,一张张申请过来即可。当然,再重申一遍,是否长期持有,每个人情况不同。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>3&period; 我有原来的老版gold,还可以申请新版gold嘛?应该是不可以的。amex的信用卡,开卡奖励目前是一生一次,每张卡只能拿一次。amex系统里认为这新老版gold属于一张卡,所以奖励不能重复拿。当然也不排除有类似delta这样的bug(<a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650449433&amp&semi;idx&equals;1&amp&semi;sn&equals;1119ccc7cb5f05f3d29957f30b00b641&amp&semi;chksm&equals;88f4b903bf8330159e219302f266099b03e5c50a99e7f111f60e27dfa799bfcb95b1e09c56ad&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noreferrer noopener">【史高!】Delta托运行李费用涨了,还不赶紧申请这两张信用卡?亲测可以重复拿开卡奖励~<&sol;a>)。如果有兴趣可以人肉试验下&&num;8230&semi;<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>老版gold的年费是&dollar;195,福利会和新版同步,但是年费暂时不涨。<&sol;p>&NewLine;&NewLine;&NewLine;&NewLine;<p>4&period; Amex一向对新人很大方。信用记录在6个月以上即可考虑申请。<br><&sol;p>&NewLine;

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