<p style="font-size:16px;"><span style="font-size:16px;">åå°äºæåè¦åå½happyçæ¶åäºï¼åºè¯¥ç¨ç¾å½çåªå¼ ä¿¡ç¨å¡å¢ï¼ï¼ä¼°è®¡æ¯åå°å°ä¼ä¼´é®çæå¤çé®é¢äºãä»å¤©å°±æ ¹æ®æäºè§£çæ åµï¼ç»ä¸åçä¸ã</span></p>
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<p style="font-size:16px;"><strong>ã两个åºæ¬æ¯è¯ã</strong></p>
<h6><strong>1. Foreign Transaction Fee</strong></h6>
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<h6><strong>2. Dynamical Currency Conversion</strong></h6>
<h6>ä¸æç¿»è¯æ¯å¨æè´§å¸è½¬æ¢ï¼ç®ç§°DCCãDCCæ¯ä¸ç§æå¡ï¼ä» Visa/MasterCardæä¾ï¼American ExpressåDiscover并没æãè¿ä¸ªæå¡ç®åæ¥è¯´ï¼å°±æ¯å°æ¶è´¹çå½å°è´§å¸å®æ¶è½¬æç¾éè¿è¡æ£é¤ãä¹ä¸å¬å¥½åæ¯ä¸ªå¾ä¸éçæå¡ï¼ä½å ¶å®æ¯Visa/MasterCardçèµé±æ段ï¼å 为è¿ä¸ªå®æ¶è½¬æ¢æ±çé常ä¼æ¯é¶è¡çè¦é«ä¸å°ï¼ä¸è¬å¨3-4%ã</h6>
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<h6><strong>å¦ä½å¤æ被DCCäºï¼</strong>å·å¡ä¹åçæ¶æ®ä¸ä¼æè¿ä¹ä¸¤ä¸ªä¿¡æ¯ï¼1) ç¾éç»ç®çä»·æ ¼ï¼2) 类似I declare that I have been offered a choice of payment currencies and my choice is final. I understand that the currency conversion is not provided by VISAè¿æ ·çè¯ã</h6>
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<h6><strong>å¦ä½é¿å 被DCCï¼</strong>ç论ä¸æ¥è¯´ï¼å家å·å¡çæ¶åæ¯åºè¯¥é®ä½ è¦æä»ä¹è´§å¸ç»ç®çãè¿ä¸ªæ¶åä¸å®è¦è¯´æå½å°è´§å¸ï¼ä¹å°±æ¯äººæ°å¸ï¼ç»ç®ï¼å¦æ没æ被é®çè¯ï¼å «æå°±æ¯ç´æ¥è¢«DCCäºã</h6>
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<h6><strong>å¦æ被DCCäºæä¹åï¼</strong>请记å¾æç»ç¾åï¼è¦æ±æ¶é¶ååæ¶äº¤æï¼éæ°å·å¡ãæçæ¶é¶åå¯è½ä¸å¡ä¸çç»ï¼ä½ å¯ä»¥å¸®å¸®å¥¹ãå ·ä½çtrickå°±æ¯å¨è¾å ¥å®æ¶è´¹éé¢ï¼æ确认é®ä¹åè¦ç«å»åæcancelé®ï¼è¿æ ·å°±ä¼å¼¹åºéæ©æ¡ï¼æ¯é®è¦äººæ°å¸è¿æ¯ç¾éç»ç®äºãéä¸ä¸æ¥è¯´ï¼å¦æççå½åºè¢«DCCäºä¹æ²¡æåæ³åæ¶éå·ä»ä¹çï¼ä¿çæ¶æ®ï¼åæ¥æ¾é¶è¡å®¢ææé¼&#8230;ï¼ä»¥åä¼å享æé¼çä¸äºæå·§..ï¼</h6>
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<h6><strong>ã常ç¨ä¿¡ç¨å¡ã</strong></h6>
<h6><strong>1. é¦æ¨Discover</strong></h6>
<h6>äºè§£äºä¸¤ä¸ªåºæ¬æ¦å¿µ &#8211; FTFåDCCä¹åï¼éæ©ä¿¡ç¨å¡çåºæ¬æ¡ä»¶å°±å¾æ¸ æ°äºï¼æ们å¸æå¨ä¸å½å·çè¿å¼ ç¾å½ä¿¡ç¨å¡æ²¡æFTFä¹æ²¡æDCCãé£ä¹æ好çéæ©æ çæ¯Discoverä¿¡ç¨å¡äºãä¹è®¸ä½ ä¼é®ï¼æ²¡æå¨ä¸å½å·å¡æºä¸çå°è¿discoverçlogoåï¼æ¯çï¼æ²¡æãä½æ¯discoveråä¸å½é¶èæåä½ï¼ä¸å½é¶èçå¡å¨ç¾å½å·å¯ä»¥èµ°discoverééï¼discoverçå¡å¨ä¸å½å·å¯ä»¥èµ°é¶èçééãä½å³ä½¿è¿æ ·ï¼å¾å¤æ¶é¶åè¿æ¯ä¸è®¤discoverï¼ä¸è¯å·ãæ以建议éå以ä¸ä¸¤ç§åæ³ä¹ä¸ï¼</h6>
<h6>1) ædiscoverå®ç½æä¾çå示å°å¡çæå°åºæ¥ï¼é身æºå¸¦ï¼éæ¶åå§ç»æ¶é¶åçãä¸è½½çå°åæ¯ï¼https://www.discover.com/credit-cards/help-center/faqs/assets/DN_CUP_Wallet_Card.pdf</h6>
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<h6>2) ç´æ¥å»æ·å®ä¹°ä¸ä¸ªé¶èçstickerè´´å°discoverä¿¡ç¨å¡ä¸ãè¿ä¸ªæ¹æ³æç¹ç®åç²æ´ï¼ä¸è¿ä¹çäºä¸å°å£èãå 为æ®è¯´è¿æ¯ææ¶é¶åä¸ä¹°æ¹æ³1)çè´¦&#8230;</h6>
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<h6>è¿éææä¸ä¸ªå°å¹¿åï¼discoverç°å¨æ°ç¨æ·çååè¿ç°æ´»å¨è¿å¨è¿è¡ï¼éè¿æ们çæ¨èé¾æ¥ç³è¯·ï¼å¼å¡å¯ä»¥æ¿$100ãå ¶ä¸å¼å¡ä¸ä¸ªæ以åå®æä¸ç¬æ¶è´¹ï¼å°±å¯ä»¥æ¿$50ï¼å¦å¤$50ä¼å¨12个billing cyclesä¹åpostã</h6>
<ul>
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<p style="font-size:16px;"><span style="font-size:16px;">Discover It å¦ççï¼å¼å¡é$100 ï¼GPAå¨3.0以ä¸ï¼æ¯å¹´è¿æé¢å¤ç$20æ¿ï¼</span></p>
<p style="font-size:16px;"><span style="font-size:16px;">http://bit.ly/25BRM5w</span></p>
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<p style="font-size:16px;"><span style="font-size:16px;">Discover it æ®éçï¼å¼å¡é$100</span></p>
<p style="font-size:16px;"><span style="font-size:16px;">http://bit.ly/22WEc95</span></p>
</li>
</ul>
<h6><strong>2. å 大é¶è¡å¸¸è§çæ FTFçä¿¡ç¨å¡</strong></h6>
<ul>
<li>
<h6>Amexï¼Starwood Preferred Guest, Premier Rewards Gold, Gold, Platinum, Gold Delta, Platinum Delta, Delta Reserve</h6>
</li>
<li>
<h6>Barclays: Arrival Plus, AA Aviator</h6>
</li>
<li>
<h6>BofAï¼Travel Rewards</h6>
</li>
<li>
<h6>Capital oneï¼VentureOne, QuickSilver</h6>
</li>
<li>
<h6>Chaseï¼Chase Sapphire Preferred, United Explorer, United Club, SouthWest, British Airways, Hyatt, Marriott Premier Rewards, Ritz-Carlton Rewards, IHG</h6>
</li>
<li>
<h6>Citibankï¼Premier, Prestige, AAdvantage Platinum, AAdvantage Executive, Hilton Reserve</h6>
</li>
<li>
<h6>Discoverï¼Discover it, Discover it miles</h6>
</li>
<li>
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</li>
</ul>
<h6><strong>3. è¿ç°è¿ç¹è¾é«çä¿¡ç¨å¡</strong></h6>
<h6>é¤äºDiscover以å¤ï¼æ个人æ¯è¾æ¨èçå°±æ¯Chase家çCSPäºï¼ä¿ç§°èå®ç³ï¼ï¼å 为travelç±»çæ¶è´¹åºæ¬ä¸é½æ¯æ èç两å积åãæ们人å¨å½å ï¼å¤§é¨åçæ¶è´¹è¡ä¸ºé½æ¯åtravelæå ³çï¼æ¯å¦äº¤éï¼æºç¥¨ãå°éãç§è½¦ï¼åé¤é¦ãæä¹åä¸é¨ä»ç»è¿è¿å¼ å¡ï¼å¯ä»¥ç¹å»è¿éæ¥ç<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=402279376&;idx=1&;sn=9a073bf21fc1e4a36af0d60699610da6#rd" rel="noopener noreferrer">ãä¿¡ç¨å¡æ¨èãChase Sapphire Preferred ï¼èå®ç³ï¼</a>ï¼ä¹å¯ä»¥åå°åå¤ãèå®ç³ããç°å¨éé¢èå®ç³çåå²æ好offer &#8211; 55,000ç¹ï¼æ¬¢è¿ä½¿ç¨æ们çæ¨èé¾æ¥ç³è¯· &#8211; http://bit.ly/1sNIaTo</h6>
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<h6>å ¶ä»è¿ç¹æ¯è¾é«çæ è¡å¡å æ¬BofAçTravel Rewardsï¼BarclayçArrival Plus, CitibankçPrestigeçã</h6>
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<h6>ãå ¶ä»ã</h6>
<h6>1. å ¶å®æèªå·±åå½ï¼ä¸»è¦å·çæ¯ä¸å½çä¿¡ç¨å¡ï¼ç®åçäºãæ建议ææ¡ä»¶çè¯ï¼è¿æ¯è½æä¸å¼ ä¸å½çä¿¡ç¨å¡ï¼æè åè®°å¡ï¼åä¸ä¸ªä¸å½çææºå·ï¼å ä¸ºä½ ä¼åç°ä¸å½å¾å¤äºæ é½éè¦ç»å®è¿ä¸¤ä¸ªä¸è¥¿ã</h6>
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<h6>2. ä¸å½çä¿¡ç¨å¡æ¶è´¹è¿æ²¡æé£ä¹æ®åï¼ç¦»å¼å¤§åå¸çæ£è§ååº/é åº/é¥åºï¼å¾å¤å°æ¹é½ä¸è½å·å¡çãæ以æ个人建议è¿æ¯è¦å¤åå¤ä¸äºäººæ°å¸çç°éã</h6>
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<h6>3. åºå½æ è¡çæ¶åä¸è¦å¿è®°éç¥é¶è¡ï¼è®¾ç½®ä¸ä¸ªtravel noticeãå¼å¸¸çæ¶è´¹ï¼æ¯å¦ä¸çæçå°åºï¼å¾å®¹æå¼åfraud alertï¼é¶è¡ç´æ¥declineæ¶è´¹ï¼é æä¸å¿ è¦ç麻ç¦ã</h6>

暑假回国哪家美国信用卡强？
