【信用卡推荐】Citi Costco

<p><img class&equals;"aligncenter" src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2016&sol;06&sol;a77eb-2f0052&lowbar;10c8fb8d09c9445888d92b39fff49ed8mv2&period;png" width&equals;"48&percnt;" &sol;><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><strong><span style&equals;"font-size&colon; 16px&semi;">【开卡奖励】<&sol;span><&sol;strong><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">无<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><strong><span style&equals;"font-size&colon; 16px&semi;">【申请链接】<&sol;span><&sol;strong><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">https&colon;&sol;&sol;www&period;citi&period;com&sol;credit-cards&sol;credit-card-details&sol;citi&period;action&quest;ID&equals;Citi-costco-anywhere-visa-credit-card<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><strong><span style&equals;"font-size&colon; 16px&semi;">【基本信息和优点】<&sol;span><&sol;strong><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">1&period; 无年费。但申请这张卡的基本条件是要是costco的会员。<&sol;span><&sol;p>&NewLine;<p><span style&equals;"font-size&colon; 16px&semi;">2&period; 加油 4&percnt; 返现（包括Costco的加油站），旅游和餐馆消费 3&percnt; Cashback，Costco 和 Costco&period;com 2&percnt; cashback，其他消费1&percnt;返现。其中加油返现的上限是每个calendar year的前&dollar;7&comma;000。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><strong><span style&equals;"font-size&colon; 16px&semi;">【缺点】<&sol;span><&sol;strong><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">返现并不是直接给cash，而是以costco rewards coupon的形式发放，只能在costco用。coupon会在每年2月跟账单一起到，当年年底过期。<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><strong><span style&equals;"font-size&colon; 16px&semi;">【总结】<&sol;span><&sol;strong><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">目前来看，暂算鸡肋卡一张。原因如下：<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">1&period; 没有开卡奖励<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">2&period; 升级为买菜神卡的freedom一直到今年年底都是costco消费5&percnt;返现，基本足以秒杀此卡目前的所有福利。就算freedom明年没有costco的返现了，citi costco卡的返现类别市面上有一堆可以替代的产品。<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">3&period; 返现形式仅是costco rewards coupon，降低了价值。<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;">综上，不建议专门花hard pull申请这张信用卡。持有amex costco信用卡的老用户，已经被自动转成了citi costco；如果以前没有amex costco又想有citi costco可以考虑通过citi转卡而得。<&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><strong>相关阅读：<&sol;strong><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650446548&amp&semi;idx&equals;1&amp&semi;sn&equals;990abb6d2b94c3e65617f002fc7a360e&num;rd" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">Chase Freedom升级为买菜神卡<&sol;a><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><a href&equals;"http&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;402686327&amp&semi;idx&equals;1&amp&semi;sn&equals;604f9c7ecee206ed2e22c86198288a47&num;rd" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">【Review】北美最常见的几张5&percnt;返现信用卡<&sol;a><&sol;p>&NewLine;