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信用卡Price Protection总结

<p style&equals;"font-size&colon;20px&semi;"><span style&equals;"font-size&colon;20px&semi;"><strong>【什么是Price Protection】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Price Protection 是一些信用卡的基本福利之一。假设在黑色星期五(黑五)之前(一般60天内),我原价购买了某个电子产品。黑色星期五期间,该电子产品的价格降了30&percnt;,这时如果利用信用卡的Price Protection,就可以向银行要回差价啦。不需要在黑五的晚上吹着冷风去排队了。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">信用卡的其他福利可以看:<a target&equals;"&lowbar;blank" href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448040&amp&semi;idx&equals;1&amp&semi;sn&equals;eb672ebd49e4209148cf8ffc96738968&amp&semi;chksm&equals;88f4bfb2bf8336a462457ff9155e27937e0810d08c847a05a8a388b7430d3020be5eee7b1dde&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" rel&equals;"noopener noreferrer">美国信用卡新手快速入门<&sol;a><&sol;span><&sol;p>&NewLine;<p><img class&equals;"aligncenter" width&equals;"46&percnt;" src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2017&sol;11&sol;a7e08-2f0052&lowbar;8c42abb5c9c24387a5f3b27fe26d3e5cmv2&period;png"><&sol;p>&NewLine;<p style&equals;"font-size&colon;20px&semi;"><span style&equals;"font-size&colon;20px&semi;"><strong>【哪些卡有Price Protection】<&sol;strong><&sol;span><&sol;p>&NewLine;<ul>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Amex – 没有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">BOA – 没有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Bayclay – 只有Arrival Plus 才有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Capital One – 没有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Chase &&num;8211&semi; Chase Sapphire Preferred&comma; Chase Sapphire Reserve&comma;Chase Freedom &amp&semi; Chase Freedom Unlimited&comma; 以及Chase Ink Plus&comma; Chase Ink Preferred<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Citi – 叫做CitiPrice Rewind<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Discover – 都有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">US Bank – Cash 365 American Express Card 有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Wells Fargo – 没有<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Mastercard – 部分信用卡有,详见信用卡条款。<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">这样看起来Discover和Citi 家的所有的信用卡,以及部分Chase家的信用卡比较适合PriceProtection。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;20px&semi;"><span style&equals;"font-size&colon;20px&semi;"><strong>【对比表格】<&sol;strong><&sol;span><&sol;p>&NewLine;<p><img class&equals;"aligncenter size-full" width&equals;"100&percnt;" src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2017&sol;11&sol;083df-2f0052&lowbar;df94e534d0024fb98b6c98311077af70mv2&period;png"><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;"><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;20px&semi;"><span style&equals;"font-size&colon;20px&semi;"><strong> 【具体限制】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">哪些商品不适用Price Protection?<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><strong><span style&equals;"font-size&colon;16px&semi;">Chase –<&sol;span><&sol;strong><&sol;p>&NewLine;<ul>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Boats&comma; automobiles&comma; and any other motorized vehicles and their motors&comma; equipment&comma; and accessories&semi;<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Cellphone service agreements and cell phone contracts<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Refurbisheditems<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Jewelry&comma;antiques&comma; collectible items<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;"><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><strong><span style&equals;"font-size&colon;16px&semi;">Citi –<&sol;span><&sol;strong><&sol;p>&NewLine;<ul>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Boats&comma;cars&comma; aircraft&comma; or any other motorized land&comma; air or water vehicles and their original equipment&period; 轮胎除外。<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Jewelry including loose gems&comma; precious stones&comma; metals and pearls&period; 手表除外。<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Tickets of any kind &lpar;e&period;g&period;&comma; for airlines&comma; sporting events&comma; concerts or lottery&rpar;&period;<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">The lower-priced item requires a service contract&comma; such as cell phones with aservice contract&period;<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><strong><span style&equals;"font-size&colon;16px&semi;">Discover –<&sol;span><&sol;strong><&sol;p>&NewLine;<ul>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">All services are excluded&comma; this covers items only&period;<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Any used&comma;rebuilt&comma; remanufactured or second hand items are all excluded&period;<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;"> Computer components including but not limited to external and internal harddrives&comma; CPUs&comma; power supplies&comma; batteries&comma; DVDs&comma; video cassettes&comma; CDs&comma; audiocassettes&comma; printed materials&comma; or any other informational and recreational media<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;"><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">总结来说,交通工具及大多数配件、珠宝首饰、礼品卡、手机合约服务、各种票、人工服务、二手产品和电脑配件不接受Price Protection。具体还需要询问客服或者看不同信用卡的条款。有句老话就是No harm to try!<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;20px&semi;"><span style&equals;"font-size&colon;20px&semi;"><strong> 【如何File A Claim】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">需要准备的东西– 购买适合小票的扫描件,以及降价之后商品的截图。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">查询不同银行的信用卡,根据其要求进行操作。<&sol;span><&sol;p>&NewLine;<ul>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Chase – 网页http&colon;&sol;&sol;eclaimsline&period;com&sol; 或者电话888-320-9656<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Citi – 网页http&colon;&sol;&sol;citipricerewind&period;com 或者电话866-918-4670<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Discover – 打电话1-800-347-2683然后选择邮寄或者邮件<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Mastercard &&num;8211&semi; 打电话1-800-627-8372<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">Bayclay – 在产品降价的十天内拨打电话1-800-553-7520<&sol;span><&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p style&equals;"font-size&colon;20px&semi;"><span style&equals;"font-size&colon;20px&semi;"><strong>【写在最后的话】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon;16px&semi;"><span style&equals;"font-size&colon;16px&semi;">黑五购物期间别忘记用shopping portal或者善用信用卡不同的offer,比如Amex offer或者Chasefreedom&sol;Discover category offer。Price Protection需要一些时间和耐心进行处理。希望大家都可以开开心心的在黑五期间买买买!<&sol;span><&sol;p>&NewLine;

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