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【信用卡推荐】Chase的万豪和凯悦(含对比)

<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">其实这两张卡,我们都单独介绍过。适逢年底、寒假大家都要出行,而且经常有人在后台问我,这两张卡哪张好。这次的信用卡推荐我就主要focus在这两张卡的对比上。<&sol;span><&sol;p>&NewLine;<p><img class&equals;"aligncenter " src&equals;"https&colon;&sol;&sol;travelwithless&period;net&sol;wp-content&sol;uploads&sol;2017&sol;12&sol;45e8d-2f0052&lowbar;4375c2297b614a4185f99d3cefcba493mv2&period;png" width&equals;"636" height&equals;"353" &sol;><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">两张卡的具体的单独的介绍可以:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448111&amp&semi;idx&equals;1&amp&semi;sn&equals;74e92364ad77bab20511dc080c2e93c7&amp&semi;chksm&equals;88f4bff5bf8336e3d91b4d5bf09b4ee3db4388c0ffcc8b1914acbdb1a0d820f45720e9e51509&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">【信用卡推荐】Chase Marriott大通万豪<&sol;a>和<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448229&amp&semi;idx&equals;1&amp&semi;sn&equals;19bf90e10ea171f203eaf24e0860de99&amp&semi;chksm&equals;88f4be7fbf8337696946e98ed18c17cfd20aff569c259857339becee53f8992d139e23c4e8e6&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">【信用卡推荐】Chase Hyatt大通凯悦<&sol;a><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【申请限制】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Chase的Marriott受524规则影响,而hyatt不受。524的具体介绍可以看:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;402158053&amp&semi;idx&equals;1&amp&semi;sn&equals;3693334d95368558806dfa5024074428&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">【Review】Chase两年五卡的政策解读和对应措施<&sol;a>。简单来说,就是你过去24个月,申请了超过5张的信用卡(注意,不仅仅是chase家的信用卡,是所有的),那么你就无法获批被chase524规则限制的信用卡。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">所以,在你比较这两张卡之前,我建议看下自己eligible申请万豪。如果eligible的话,优先申请万豪;如果不eligible的话,也没有的选,只能申请的了hyatt。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【开卡奖励】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">万豪是开卡3个月内消费满&dollar;3&comma;000给3张free night certificate,相当于是105&comma;000 marriott点数。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Hyatt是开卡3个月内消费满&dollar;3&comma;000给25&comma;000 Hyatt points;开卡6个月内消费满&dollar;6&comma;000(和&dollar;3&comma;000的可以叠加)再给25&comma;000 Hyatt points<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">以博客the points of guy给出的酒店点数价值为参考,万豪的点数大约是1 point &equals; 0&period;9 cent,hyatt大约是1 point &equals; 1&period;8 cents。所以折合为现金价值的话,万豪是&dollar;700,hyatt是&dollar;860。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">所以无论是开卡消费的压力,还是开卡奖励本身的价值,hyatt略胜一筹。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【年费和Free Night】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">万豪是年费&dollar;95,首年不免;第二年起,每个anniversary会送一张cat 1-5的free night certificate。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Hyatt是年费&dollar;95,首年不免;第二年起,每个anniversary会送一张cat 1-4的free night certificate。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">两张卡每年都会送free night certificate,如果从年费角度看,依然是hyatt胜出。但这里要提醒大家的是,hyatt的酒店在美国相对挺少的,用起来不一定那么好用;下面的比较会说。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【消费返点】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">万豪的卡在Marriott或者Ritz Carlton旗下的酒店每消费&dollar;1可以获得5 points;机票租车饭店的相关消费每&dollar;1可以获得2 points;其他的消费每&dollar;1可以获得1 point。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Hyatt的卡在Hyatt旗下的酒店每消费&dollar;1可以获得3 points;吃饭机票和租车的相关消费每&dollar;1可以获得2 points,就吃饭来说,相当于3&period;6&percnt;返现了;其他的消费每&dollar;1可以获得1 point。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">把点数按现金价值折算,hyatt更优。不少人都喜欢把这张卡做吃饭卡。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">另外,两张卡都无境外消费手续费。回国可以用哈!<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【酒店系统】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">两张卡代表了两个不同的酒店系统。针对酒店和航空信用卡,我一般会建议优先考虑,你自己常住哪家酒店&sol;常坐哪家航空,就优先选择哪家。这样才能享受信用卡的福利、发挥信用的优势。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">万豪本身在美国的酒店就很多,和SPG合并之后成为了世界上最大的酒店系统:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;400804017&amp&semi;idx&equals;2&amp&semi;sn&equals;aa0b5dab16cce7f8360f600a3e6d1d8a&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">世界上最大的酒店连锁集团诞生 &&num;8211&semi; 万豪&plus;喜达屋<&sol;a>!。这两家的点数现在可以互通:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650446743&amp&semi;idx&equals;1&amp&semi;sn&equals;53c874778c9e30e45345e21c73acdc37&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">聊聊SPG和万豪的合并<&sol;a>。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Hyatt相对小众一些,酒店比较少。list可以在这里看:https&colon;&sol;&sol;www&period;hyatt&period;com&sol;explore-hotels<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">万豪卡赠送Marriot Silver会员,Hyatt卡赠送Hyatt Discoverist会员。但都没有什么吸引力。万豪的高级会员可以通过amex白金卡获取spg会员之后自动匹配:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448059&amp&semi;idx&equals;1&amp&semi;sn&equals;f8de560da3c65bdbc0e040c00210c68f&amp&semi;chksm&equals;88f4bfa1bf8336b77510c01d495f289d01e70042777cdfd393d012fcbb69091629d8e6e9926d&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">【信用卡推荐】新版Amex Platinum白金卡<&sol;a><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【额外活动】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">前段时间介绍过chase offer几次,虽然叫chase offer,但是只有万豪卡和slate卡有:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650448363&amp&semi;idx&equals;1&amp&semi;sn&equals;6722fbc2fc78c3ff1878454f0ee2fc3d&amp&semi;chksm&equals;88f4bef1bf8337e74fa39d20e29fa1a90ddfa6d261a7e33f9e9c6982615dfd32e6dbb19e97a4&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">【NEW!】Chase Offer惊现江湖<&sol;a>。另外之前chase万豪还和三星pay有过一系列活动:<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650447533&amp&semi;idx&equals;1&amp&semi;sn&equals;b8a456ab0f2030441582b41fdc3e1f45&amp&semi;chksm&equals;88f481b7bf8308a1666b0e8acd21735f7d31226f77df198cad046ee6c48dd318c0db0d1fba0b&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">Samsung Pay及其积分系统介绍<&sol;a>。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【个人使用感受】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">两张卡我自己是都有的,大部分是抽屉卡,等着每年发free certificate就好了。chase的卡都可以churn(<a href&equals;"https&colon;&sol;&sol;mp&period;weixin&period;qq&period;com&sol;s&quest;&lowbar;&lowbar;biz&equals;MzA5OTkzNjg4NQ&equals;&equals;&amp&semi;mid&equals;2650446673&amp&semi;idx&equals;1&amp&semi;sn&equals;37f650a0ac5c7c3012e8e1d0d05d23ee&amp&semi;scene&equals;21&num;wechat&lowbar;redirect" target&equals;"&lowbar;blank" rel&equals;"noopener noreferrer">信用卡重复拿开卡奖励&lpar;Churn&rpar;介绍<&sol;a> ),所以我应该会关掉再开这样。但是万豪卡由于524限制,打算长期持有了。<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 20px&semi;"><span style&equals;"font-size&colon; 20px&semi;"><strong>【申请链接】<&sol;strong><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">欢迎并且感谢大家使用我们的推荐链接申请:<&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Chase万豪是:<a href&equals;"https&colon;&sol;&sol;www&period;referyourchasecard&period;com&sol;252a&sol;6W4TBEC7FG">Chase Marriott申请链接<&sol;a><&sol;span><&sol;p>&NewLine;<p style&equals;"font-size&colon; 16px&semi;"><span style&equals;"font-size&colon; 16px&semi;">Chase Hyatt是:<a href&equals;"https&colon;&sol;&sol;www&period;referyourchasecard&period;com&sol;205&sol;3MAW0YIRJD">Chase Hyatt申请链接<&sol;a><&sol;span><&sol;p>&NewLine;

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