<p style="font-size: 16px;"><span style="font-size: 16px;">å ³äºç¾å½ä¿¡ç¨å¡å¯ä»¥èç太å¤äºï¼ä½æè§å¾æé¾çå°±æ¯å ¥é¨ãæ以æ´åä¸ä¸ä»¥åçä¸äºæ¨éï¼åä¸ç¯ææ°çæ°æå ¥é¨æ»ç¥ï¼å¸æè½å¤å¸®å©ä½ 们ã</span><!--more--></p>
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<p style="font-size: 20px;"><span style="font-size: 20px;"><strong>ã为ä»ä¹è¦ç³è¯·ä¿¡ç¨å¡ã</strong></span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>1. 丰åçå¼å¡å¥å±</strong></span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">对äºç©ä¿¡ç¨å¡ç人æ¥è¯´ï¼ä¿¡ç¨å¡æå¸å¼äººçå°æ¹ä¹ä¸å°±æ¯æ丰åçå¼å¡å¥å±ãå¥å±çå½¢å¼æç°éï¼æéç¨ï¼è¿æä¿¡ç¨å¡å ¬å¸èªå·±çç¹æ°ã</span></p>
<p style="font-size: 16px;">ç°éä¸è¬æ¯ä»¥statement creditåå°è´¦æ·éï¼æ¯å¦ï¼ä½ ä¿¡ç¨å¡çæ¬ æ¬¾æ¯$500ï¼å¼å¡å¥å±æ¯$100ï¼å½$100 postå°ä½ çè´¦æ·éä¹åï¼ä½ åªéè¦è¿$400äºãå½ç¶ï¼ä¹æå¯è½ä½ æ¬èº«åªæ¬ 款$50ï¼æäº$100å¥å±ä¹åï¼è´¦æ·çbalanceä¼åæè´çï¼æ£çè¡¨ç¤ºæ¬ æ¬¾ï¼ï¼è¿ä¸ªæ¶åä½ å¯ä»¥åä¿¡ç¨å¡å ¬å¸requestæ¯ç¥¨ï¼æè´çbalanceçé¨åæç°åºæ¥ãææ¶åç°éä¹å¯ä»¥ç´æ¥éæ©ä»¥æ¯ç¥¨å½¢å¼æç°ï¼æè å æ¢ç¤¼åå¡ã</p>
<p style="font-size: 16px;"><span style="font-size: 16px;">éç¨çè¯ï¼é常åªè½å æ¢ç¸åºèªç©ºå ¬å¸çé£æºç¥¨ã积æä¿¡ç¨å¡å ¬å¸èªå·±çç¹æ°ï¼ç¸å¯¹çµæ´»æ´å¤ï¼å¯ä»¥åç°ï¼å¯ä»¥å æ¢ç¤¼åå¡ï¼å¯ä»¥å æ¢é åºï¼å¯ä»¥å æ¢èªç©ºå ¬å¸ãåç°ä¸è¬æ¯1:1ï¼ä¹å°±æ¯1个ç¹å¯¹åº1 centï¼å¦æéæ©åéçé åºæèªç©ºå ¬å¸å æ¢ï¼å¯ä»¥æ´å¤§åå©ç¨ç¹æ°çä»·å¼ï¼å®ç°1:1-1:4çè³æ´é«ã</span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">2. æ¶è´¹è¿ç°ï¼ç§¯å°æå¤</span></strong></p>
<p style="font-size: 16px;">è¿ç°çå½¢å¼åå¼å¡å¥å±ä¸æ ·ï¼é常æ¯ç°éãéç¨ãåä¿¡ç¨å¡å ¬å¸èªå·±çç¹æ°ã</p>
<p style="font-size: 16px;">è¿ç°çæ¯ä¾æ¯å¼ å¡ä¸åï¼ææ¯ä¸ªå£åº¦ä¸åç§ç±»æ¶è´¹ç5%è¿ç°ï¼æ¯å¦chase freedom, discoverï¼ä¹æ¯æ¯è¾éåæ°æé¦å èèçï¼æeverythingä¸å®æ¯ä¾çè¿ç°ï¼æ¯å¦citi double cashå°±æ¯ææçæ¶è´¹é½æ¯2%è¿ç°ï¼èªç©ºåé åºä¿¡ç¨å¡é常å¨èªå·±å®¶èªç©ºåé åºæ¶è´¹ææ¯è¾é«é¢æ¯ä¾çè¿ç°ã</p>
<p style="font-size: 16px;">æ 论åªå¼ ä¿¡ç¨å¡é½æèµ·ç æ1%è¿ç°ï¼ä¹å°±æ¯ä½ æ¯æ¶è´¹$100æä¸$1ï¼è¿äºcash backå¾å¿«å°±å¯ä»¥ç§¯å°æå¤è¢«ä½ å æ¢æç°éæè å è´¹çæºç¥¨åé åºã常è§çé«é¢è¿ç°ä¿¡ç¨å¡ï¼æ们以ååè¿ä»ç»ï¼å¯ä»¥æ³ ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=402696389&;idx=1&;sn=f02dfc2f48291c73c68954999e7dfa93&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">ãReviewãåç¾æ常è§çå å¼ 5%è¿ç°ä¿¡ç¨å¡</a></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">3. ä¿¡ç¨å¡çåç§ç¦å©</span></strong></p>
<p style="font-size: 16px;">å½ä½ ç³è¯·ä¸å¼ ä¿¡ç¨å¡çæ¶åï¼é¶è¡é¤äºå¡æ¬èº«è¿ä¼å¯ç»ä½ ä¸ä¸ªå°ååå举äºè¿å¼ å¡çææç¦å©ï¼ä¹åå¦æç¦å©ææ¹åé¶è¡è¿ä¼éç¥ä½ ãæ¯å¼ ä¿¡ç¨å¡çç¦å©é½éè¦å ·ä½åæï¼è¿éå举å 个æ们æ常ç¨å°çã</p>
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<p style="font-size: 16px;"><strong>1) Price matchã</strong>ä½ ä¹°äºååä¹åå®çä»·æ ¼ä¸éäºï¼ä½ å¯ä»¥æ¾è´ç©æ使ç¨çä¿¡ç¨å¡çå ¬å¸è¦æ±price matchï¼éè¿ä½ 差价é¨åã</p>
<p style="font-size: 16px;"><strong>2) ä¿ä¿®å»¶é¿ã</strong>ä½ ä¹°çååï¼å°¤å ¶æ¯çµå产åï¼é½èªå¸¦ä¸å®æéçä¿ä¿®æ¶é´ï¼ä½¿ç¨ä¿¡ç¨å¡ç»è´¦å¯ä»¥å»¶é¿ä¿ä¿®æ¶é´ï¼è¶ è¿å家ä¿ä¿®æéä¹åçä¿ä¿®è´¹ç¨ç±ä¿¡ç¨å¡å ¬å¸æ¿æ ã</p>
<p style="font-size: 16px;"><strong>3) ç§è½¦ä¿é©ã</strong>è¿éä¸èµè¿°äºï¼ä»¥åä¸é¨åè¿ï¼å¯ä»¥æ³ä¹åçæ¨é ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=2650446545&;idx=1&;sn=4a290930a16b1d5b626dcf36e46a0f70&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">ç¾å½ç§è½¦ï¼1ï¼ &#8211; æ¦è¿° </a><a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=2650446545&;idx=1&;sn=4a290930a16b1d5b626dcf36e46a0f70&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">以å </a><a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=2650446553&;idx=1&;sn=9aeb060748724a1b47a7aa2aabc1918d&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">ç¾å½ç§è½¦ï¼2ï¼- 该ç¨ä»ä¹ä¿¡ç¨å¡</a></p>
<p style="font-size: 16px;"><strong>4) Trip Delay/Cancellation Protectionã</strong>ä½ çæ è¡ï¼æ¯å¦èªçï¼è¢«åæ¶äºè¢«å»¶è¯¯äºï¼å¨ç¬¦åä¸å®æ¡ä»¶çåæä¸ï¼æ¯å¦èªç延误å¤å°å°æ¶ï¼ï¼å¯ä»¥æ¾ä¹°ç¥¨çä¿¡ç¨å¡çå ¬å¸ç´¢èµã</p>
<p style="font-size: 20px;"><strong><span style="font-size: 20px;">ãä¿¡ç¨åæ°æ¦è¿°ã</span></strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">ä¿¡ç¨åæ°ç§¯æçè½½ä½æ¯Social Security Numberï¼ä¸å½äººå欢缩ååæSSNï¼èç¾ææ¶åä¹å«Tax IDï¼éè¦å¨ç¾å½æå·¥ä½ï¼å æ¬on-campusçå ¼èï¼æè½æã</span></p>
<p style="font-size: 16px;">ç¾å½æä¾ä¿¡ç¨åæ°ç主è¦æä¸å¤§ä¿¡ç¨æ¥åæºæï¼åå«æ¯Equifax, Experian å TransUnionãè¿ä¸å¤§æºæåèªçè¯ä¼°ç³»ç»ä¸åï¼æ以æ¯ä¸ªäººå¨æ¯ä¸ªæºæé£è¾¹çåæ°é½ä¸å¤ªä¸æ ·ã主æµçé¶è¡å¨å®¡æ¹ä¿¡ç¨å¡çæ¶åï¼ä¼åå ¶ä¸çæ家æè æå 家æ¥è¯¢ä½ çä¿¡ç¨åæ°ãå¦æ对èªå·±çä¿¡ç¨åæ°æå ´è¶£çè¯ï¼å¯ä»¥åè¿ä¸å®¶ä¿¡ç¨æºæç³è¯·èªå·±çä¿¡ç¨æ¥åï¼ä»ä»¬æä¹å¡åæ¯ä¸ªäººæ¯å¹´æä¾ä¸ä»½å è´¹çä¿¡ç¨æ¥åã</p>
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<p style="font-size: 16px;">é¤äºç´æ¥æ¾ä¿¡ç¨æºææ¥è¯¢ä¿¡ç¨åæ°ä»¥å¤ï¼ç°å¨è¶æ¥è¶å¤çé¶è¡ä¹æä¾äºè¿ä¸ªæå¡ï¼æ¯å¦discoveræä¾Experianåæ°ï¼citiæä¾Equifaxåæ°ãå¦æ没æè¿äºé¶è¡çä¿¡ç¨å¡ï¼æ¨è注åä¸ä¸ªCreditKarma.comè´¦æ·ï¼æ模æä¿¡ç¨åæ°æ¥è¯¢ï¼å°½ç®¡ä¸ä¸å®å¾åç¡®ï¼ã</p>
<p style="font-size: 16px;">æ 论åªä¸ä¸ªä¿¡ç¨æºæï¼ä¿¡ç¨åæ°ä¸»è¦ç±ä»¥ä¸å 个å ç´ å³å®ã</p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">1. Utilization</span></strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">对äºåå¼ ä¿¡ç¨å¡æ¥è¯´ï¼å°±æ¯æ¯ä¸ªæçstatement balanceé¤ä»¥å®credit limitã对äºä¸ªäººçæ´ä¸ªä¿¡ç¨å¡æ åµæ¥è¯´ï¼å°±æ¯æ¯ä¸ªæçstatement balanceä¹åé¤ä»¥å®credit limitä¹åãå¨creditkarma.comçè¯ä¼°ç³»ç»éï¼utilizationçA级æ¯1% &#8211; 10%ï¼æ以æ è®ºä½ æ¯ä¸ªææ¶è´¹äºå¤å°é±ï¼å»ºè®®ä¸å®è¦å¨closing dateï¼æ¯ä¸ªæåºè´¦åçç»ç®æ¥ï¼ä¹åè¿æ¬¾ï¼ä¿è¯æ¯ä¸ªæçstatement balanceå°utilizationç1% &#8211; 10%ã è¿ä¸ªæ³¨æäºé¡¹å¯¹æ°æç¹å«éè¦ï¼å 为åæ¥çæ¶åä¿¡ç¨å¡ç»çä¿¡ç¨é¢åº¦é½ä¸é«ï¼é便ä¸æ¶è´¹utilizationå°±å¾é«äºã</span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">2. Payment History</span></strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">主è¦çæ¯å¦å¨due dateä¹ååæ¶è¿æ¬¾ï¼due dateåæ¯ä¸ä¸ªæminimum paymentçææä»æ¸ æ¶é´ï¼ãè¿ä¸ªå¤§å®¶ä¸è¬é½è½è®°ä½ï¼å¦æå®å¨å¤ªå¿çè¯ï¼ä¿é©èµ·è§å»ºè®®è®¾ç½®ä¸ªauto payãå¦æå¶å°æå¿è®°è¿æ¬¾ï¼é¶è¡ä¼chargeä½ late feeï¼å¯¹äºåç¯çåå¦æ¥è¯´é½å¯ä»¥å客æarguä¸ä¸ç»waiveæçãä»»ä½ä¸è¯è®°å½ï¼ç ´äº§ã被å¬åºãè¿è¿æ¬¾çï¼7å¹´æè½æ¶å¤±ï¼ï¼</span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">3. Average Age</span></strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">ææå¡ç使ç¨æ¶é´çå¹³åå¼ãå¨creditkarma.comçè¯ä¼°ç³»ç»éï¼å°äº2å¹´çå°±æ¯F级å«&#8230;æ以ï¼creditè¿ä¸ªä¸è¥¿ï¼å¤§å®¶é½åªè½æ ¢æ ¢æçãæ以就æ¯å»ºè®®å¤§å®¶ä¸è¦å ³éèªå·±ç第ä¸å¼ ä¿¡ç¨å¡ï¼å 为å®å¨ä½ çcredit historyéæé常éè¦çå°ä½ï¼</span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">4. Hard Pull</span></strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">æ¯æ¬¡ç³è¯·ä¸æ¬¡æ°çä¿¡ç¨å¡æè 贷款é½ä¼å¢å ä¸æ¬¡hard pullãPullå ¶å®å°±æ¯inquiryï¼ä¿¡ç¨æ¥åä¸ä¼ä»¥ä¸¤ç§æ¹å¼è®°å½inquiryï¼ä¸ç§æ¯åªæä½ æè½çå°çï¼è¿ç§å«soft pullï¼å¯¹ä¿¡ç¨åæ°åæªæ¥ç³å¡ç³è´·æ²¡æä»»ä½å½±åãè¿æä¸ç§æ¯hard pullï¼æææªæ¥æ¥çä½ çä¿¡ç¨è®°å½çæºæé½è½çå°è¿æ¬¡pullï¼ä¸è¬æ¥è®²å¯¹ä¿¡ç¨åæ°åæªæ¥ç³å¡ç³è´·æè´é¢å½±åãçæ¶é´å 大éçhardæ´æ¯ä¼è¢«ä¿¡ç¨æºæ认为æ¯é«é£é©ä»èæç»ä¿¡ç¨ãHardä¼è®°å½å¨ä¿¡ç¨æ¥åä¸2å¹´ï¼2å¹´åèªå¨æ¶å¤±ã</span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">5. Total Accounts</span></strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">ååä¸æ¯ä¿¡ç¨å¡accountè¶å¤è¶å¥½ã</span></p>
<p style="font-size: 16px;">ç½ä¸æ¾æ¥çä¸å¼ å¾ï¼å¯è½æ´ä¸ç®äºç¶ä¸äºã</p>
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<p style="font-size: 16px;">ä¿¡ç¨åæ°ç详解ï¼æ¬¢è¿æ³æ们以åçæ¨é ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=212746905&;idx=1&;sn=649e785990dc1b1390380e3a713cdcb3&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">ä¿¡ç¨åæ°å ¥é¨101</a>ãå¦æä½ è¿æ²¡æsocial security numberï¼ä¹æ¯å¯ä»¥ç³è¯·ä¿¡ç¨å¡çï¼æ¬¢è¿æ³æ们以åçæ¨é ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=215315325&;idx=1&;sn=6915434750809d90dfb5b721cc57d35f&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">7大ææç ´è§£æ²¡æSSNå¦ä½ç³è¯·ä¿¡ç¨å¡ï¼</a>ãè¿ç§ç³è¯·ä¿¡ç¨å¡çæ¹å¼ä¸»è¦è¿æ¯ä¸ºäºä½ ææ©å¼å§ç§¯æä¿¡ç¨è®°å½ååå¤ï¼èä¸å¯ä»¥ç³è¯·çä¿¡ç¨å¡ä¹æ¯è¾æéãæ以ï¼å°½æ©æ¿å°social security numberææ¯çéã</p>
<p style="font-size: 20px;"><span style="font-size: 20px;"><strong>ãç¾å½ä¸»è¦ä¿¡ç¨å¡ä»ç»ã</strong></span></p>
<p style="font-size: 16px;"><strong>1. ææ¯ä»éå¾åºå</strong></p>
<p style="font-size: 16px;">æVisa, MasterCard(MC), American Express(Amex)åDiscoverãå两个å¨ä¸å½è¢«å«åç»´è¨åä¸äºè¾¾ï¼åªæ¯networks that process paymentsï¼ä¹å°±æ¯æ¯ä»éå¾ï¼æ¬èº«å¹¶ä¸åè¡ä¿¡ç¨å¡ï¼å两个æ¢æ¯æ¯ä»éå¾ä¹åè¡ä¿¡ç¨å¡ã</p>
<p style="font-size: 16px;">å°±æ¶è´¹èè¨ï¼VisaåMCçåä¼é¢æ´å¹¿ï¼AmexåDiscoverå 为æç»è´¹è¾é«ç»å¸¸ä¼æå家ä¸æ¶ãå ¶ä¸Discoveråä¸å½é¶èæåä½å ³ç³»ï¼åå½å·æ¯è¾æ¹ä¾¿ãå ·ä½ä»ç»å¯ä»¥ç以åçæ¨é ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=2650446531&;idx=1&;sn=3eb2937f6173c08f1617ec8dd1c477b4&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">æååå½åªå®¶ç¾å½ä¿¡ç¨å¡å¼ºï¼</a></p>
<p style="font-size: 16px;"><strong>2. æåè¡åä½åºå</strong></p>
<p style="font-size: 16px;">ä¸é¢æå°äºï¼AmexåDiscoverä½ä¸ºæ¯ä»éå¾ä¹ç´æ¥åè¡ä¿¡ç¨å¡ãèVisaåMCæ¯åå©å«çé¶è¡åè¡ï¼ä¸»æµçå æ¬Chase, Citi, Bank of American(BOA), Barclay, US Bankçã</p>
<p style="font-size: 16px;"><strong>3. ææ¶è´¹ç±»ååºå</strong></p>
<p style="font-size: 16px;"><strong>1) è¿ç°ï¼ç¹ï¼ä¿¡ç¨å¡</strong></p>
<p style="font-size: 16px;">æ¯è¾éåæ°æå ¥é¨ï¼ç®åç²æ´ãä¸é¢ä¹æå°è¿ï¼å¸¸è§çææå£åº¦5%è¿ç°çchase freedomådiscoverï¼ä¹æä¸å¾2%è¿ç°çciti double cashçãè¿æamexåè¡çä¹°èç¥å¡blue cash everyday/blue cash preferredãè¿ä¸ªä¸é¢ä¼å ·ä½æã</p>
<p style="font-size: 16px;"><strong>2)èªç©ºä¿¡ç¨å¡</strong></p>
<p style="font-size: 16px;">ä¸è¬æ¯èªç©ºå ¬å¸åä¿¡ç¨å¡å ¬å¸åä½åè¡çï¼æ¯å¦Chase + United Airline, Chase + Southwest, Citi + American Airline, BOA + Alaska Airline, Amex + Deltaè¿äºãå·å¡æ¶è´¹ç§¯æçæ¯è¯¥èªç©ºå ¬å¸çéç¨ã</p>
<p style="font-size: 16px;">èªç©ºä¿¡ç¨å¡é常éè¦æ¶åå¹´è´¹ï¼ä¸è¬ç¬¬ä¸å¹´å¹´è´¹å é¤ï¼ã主è¦çç¦å©å æ¬ï¼ä¹å该èªç©ºå ¬å¸çç¾å½å¢å é£æºå¯ä»¥å è´¹æè¿è¡æåæåç»æºï¼è¯¥èªç©ºå ¬å¸çç¸å ³æ¶è´¹å¯ä»¥é«æ¯ä¾ç§¯æéç¨ï¼èµ éèªç©ºå ¬å¸å¨æºåºä¼æ¯å®¤çå ¥åºå¸çã</p>
<p style="font-size: 16px;"><strong>3) é åºä¿¡ç¨å¡</strong></p>
<p style="font-size: 16px;">ä¸è¬æ¯é åºåçåä¿¡ç¨å¡å ¬å¸åä½åè¡çï¼æ¯å¦Chase + Hyatt, Chase + Marriot, Chase + IHG, Chase + Fairmont, Citi + Hitlon, Amex + Hilton, Amex + SPGè¿äºãå·å¡æ¶è´¹ç§¯æçæ¯è¯¥é åºåççç¹æ°ãå¯ä»¥çåºæ¥ï¼è¿ä¸ååºæ¬ä¸Chaseå äºå¤§å¤´ã</p>
<p style="font-size: 16px;">é åºä¿¡ç¨å¡é常éè¦æ¶åå¹´è´¹ï¼ä¸è¬ç¬¬ä¸å¹´å¹´è´¹å é¤ï¼ã主è¦çç¦å©å æ¬ï¼é åºåççé«çº§ä¼åï¼æ¿é´å级ãlate checkoutãfree wifiçï¼ä»¥åé åºåççç¸å ³æ¶è´¹å¯ä»¥é«æ¯ä¾ç§¯æç¹æ°çã</p>
<p style="font-size: 16px;"><span style="font-size: 20px;"><strong>ãç¾å½ä¸å¤§ä¿¡ç¨å¡ç¹æ°ã</strong></span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">1. Chase Ultimate Rewards(UR)</span></strong></p>
<p style="font-size: 16px;">Chaseä¿¡ç¨å¡ç积åç³»ç»ï¼å¯ä»¥ç§¯æç¹æ°çå¡ä» éä»å®¶èªå·±åè¡çï¼ä¸å æ¬èåèªç©ºåé åºä¿¡ç¨å¡ãå ·ä½æ¥è¯´ï¼è¿äºå¡ï¼ä» 讨论个人å¡ï¼å æ¬freedom, freedom unlimited, sapphire, sapphire preferred, sapphire reserveã</p>
<p style="font-size: 16px;">URç¹æ°å¯ä»¥ç´æ¥å æ¢ç¤¼åå¡ï¼å¯ä»¥å¨URçç½ç«ä¸å½ç°éæ¥é¢è®¢æºç¥¨é åºç§è½¦çãä½æåç®çæ¹å¼æ¯è½¬æåä½èªç©ºå ¬å¸çéç¨ï¼æ¯å¦ç¾èèªUnited Airlineï¼æé åºç³»ç»çç¹æ°ï¼æ¯å¦å¯æ¦Hyattï¼ï¼å æ¢å è´¹çæºç¥¨åé åºã</p>
<p style="font-size: 16px;"><strong>2. Citi Thank You Points (TYP)</strong></p>
<p style="font-size: 16px;">Citiä¿¡ç¨å¡ç积åç³»ç»ï¼å¯ä»¥ç§¯æç¹æ°çå¡ä¸»è¦æ¯ä»å®¶èªå·±åè¡çï¼å¤å åATTèååè¡çCiti ATT Accessãèªå·±å®¶åè¡çå¡æ¯ThankYou Preferredï¼æä¸é¨çå¦ççï¼ï¼ThankYou PremieråPrestigeã</p>
<p style="font-size: 16px;">TYPç¹æ°å¯ä»¥ç´æ¥å æ¢ç¤¼åå¡ï¼ä¹å¯ä»¥è½¬ç¹ä¸ºåä½èªç©ºå ¬å¸çéç¨æè é åºç³»ç»çç¹æ°ãä½æåç®çæ¹å¼æ¯å¨TYPçç½ç«ä¸ææ¯ä¾ç´æ¥å æ¢æºç¥¨é åºç§è½¦çï¼å ¶ä¸å ·ä½çæ¯ä¾åå³äºä½ ææçTYPä¿¡ç¨å¡ç级å«ä»¥åå æ¢ç对象ã以ç¾å½èªç©ºAmerican Airlineçæºç¥¨ä¸ºä¾ï¼æææåºæ¬çTYPå¡æ¯1 point = 1 centï¼ææPrestigeå¯ä»¥è¾¾å°1 point = 1.33 cents</p>
<p style="font-size: 16px;"><strong>3. Amex Membership Rewards (MR)</strong></p>
<p style="font-size: 16px;">Amexä¿¡ç¨å¡ç积åç³»ç»ï¼å¯ä»¥ç§¯æç¹æ°çå¡ä¹æ¯ä»¥ä»ä»¬å®¶ç¬èªåè¡ç为主ï¼å æ¬Amex Everyday (ED), Amex Everyday Preferred, Amex Green Card,Amex Premier Rewards Gold (PRG), Amex Platinumçã</p>
<p style="font-size: 16px;">MRç¹æ°å¯ä»¥ç´æ¥å æ¢ç¤¼åå¡ï¼å¯ä»¥ç´æ¥ç¨æ¥é¢è®¢æºç¥¨é åºç§è½¦ï¼ä¹å¯ä»¥è½¬æåä½èªç©ºå ¬å¸çéç¨æé åºç³»ç»çç¹æ°ã</p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/bb5b5-2f0052_ea3d831f4b79490fb92c3355eb89d286mv2.png" width="" /></p>
<p style="font-size: 16px;"><em>***è¿æä¸ç§åæ³ï¼æ¯å大积åç³»ç»ï¼è¿å¸¦ä¸äºåè¾¾å±çspgãä¸¥æ ¼æ¥è¯´spg积åç³»ç»æ¯é åºç§¯åç³»ç»ï¼èéä¿¡ç¨å¡ãä½å 为å®å¼ºå¤§ç转ç¹åè½åçµæ´»ç使ç¨ï¼è¢«å¹¶è¿äº“å大天ç”ãä½æ¯åè¾¾å±å·²ç»è¢«ä¸è±ªå并äºï¼æ以è¿ä¸ªç³»ç»ä¹ä¸å¤åå¨å¦ã</em></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">è¿äºç¹æ°ç³»ç»é½æèªå·±çä»·å¼ãæ¯è¾æå¨çå¯ä»¥åè§è±æå客One Mile At A Timeçè¡¨æ ¼ï¼ä»ä»¬ä¼æ¯ä¸ªææ´æ°ä¸æ¬¡ãç¹æ°çä»·å¼ä¸»è¦åå³äºé¶è¡çå¼å¡æ¿çåèªç©º/é åºå ¬å¸å æ¢éç¨/积åçæ¿çãæ¯å¦chaseæ¶ç´§äºå¼å¡ï¼æ¨åºäº524 ruleï¼é£Chase URçä»·å¼å°±ä¼è·çä¸å»äºã以2018å¹´8æ为ä¾ï¼ææ°çç¹æ°ä»·å¼å¦ä¸ï¼</span></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/e6bc1-2f0052_d2ecde64684840eea1b235a4e29fe2bdmv2.png" width="" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;">详ç»çå¯ä»¥ç¹é¾æ¥http://onemileatatime.boardingarea.com/value-miles-points/ï¼é¤äºåºæ¬çé¶è¡ç¹æ°ä»·å¼ä»¥å¤ï¼è¿æèªç©ºåé åºç§¯åç³»ç»çä»·å¼åèãæ°ææåç³è¯·èªç©ºé åºä¿¡ç¨å¡çæ¶åï¼å¯ä»¥ç¨è¿ä¸ªè¡¨æ ¼æéç¨/ç¹æ°è½¬æ¢æ对åºçcash valueæ¥å¤æè¦ä¸è¦ç³è¯·ãä¸è¿é常è¿ä¸ªè¡¨æ ¼çä»·å¼ä¼åé«ä¸ç¹ï¼å 为å¨å®é 使ç¨ä¸æ们å¯è½æ²¡æåæ³æè 没æè½åå æ¢å°è¿ä¹é«çä»·å¼ã</span></p>
<p style="font-size: 20px;"><span style="font-size: 20px;"><strong>ãå¦ä½ä½¿ç¨ä¿¡ç¨å¡ã</strong></span></p>
<p style="font-size: 16px;">è¿éé¦å è¦ä»ç»å 个æ¯è¯ã</p>
<p style="font-size: 16px;"><strong>bill closing date &#8211; è´¦å计ç®æªæ¢æ¥æã</strong>ä¸è¬è´¦åæ¯ä¸ä¸ªæä¸ç»ï¼ä¸ä¸æ¬¡billçå ³éæ¥æå°è¿ä¸æ¬¡billçå ³éæ¥æé´äº§ççæ¶è´¹ï¼æ¯ä½ éè¦è¿æ¬¾çéé¢ã</p>
<p style="font-size: 16px;"><strong>bill due date &#8211; è´¦åè¿æ¬¾æªæ¢æ¥æã</strong>ä½ çå½æè´¦å产çä¹åï¼ä¼æä¸ä¸ªtime periodç»ä½ å»è¿æ¬¾ï¼è¿ä¸ªperiodçæªæ¢æ¥æå°±æ¯due dateãdue dateä¹å没æè¿è¯·è´¦åçè¯ï¼ä¼äº§çlate payment fee以åç¸å ³çå©æ¯ã</p>
<p style="font-size: 16px;"><strong>bill balance &#8211; è´¦åæ¬ æ¬¾éé¢ã</strong>ä¸è¬æ¯positiveï¼å°±æ¯ä½ æ¬ é¶è¡å¤å°é±ï¼å¦ææ¯negative表示é¶è¡æ¬ ä½ é±ï¼å¯ä»¥requestæ¯ç¥¨ænegativeé¨åå ç°ã</p>
<p style="font-size: 16px;"><strong>minimum payment &#8211; æä½è¿æ¬¾éé¢ã</strong>æ¯ä¸ªæä½ éè¦è¿æ¬¾çæä½éé¢ï¼å¨due dateä¹åæ¯ä»äºè¿ç¬éé¢ï¼å³ä½¿bill balance没æå ¨é¨è¿æ¸ ï¼ä¹ä¸ä¼ælate payment fee产çï¼ä½æ¯ï¼å©æ¯ä¾ç¶è¦ä»ãå©æ¯ä»åªé¨åï¼å°±æ¯ä»ä½ bill balanceåminimum paymentçå·®é¢ãå©æ¯æä¹ç®ï¼åå³äºAPRã</p>
<p style="font-size: 16px;"><strong>APR &#8211; annual percentage rateï¼ä¿¡ç¨å¡å©çã</strong>ä¸è¬çä¿¡ç¨å¡APRé½æç¾åä¹äºå度ï¼æä¸äºä¿¡ç¨å¡çå¼å¡bonuså°±æ¯åå¤å°ä¸ªæ为0 APRãAPRä¹å°±æ¯ä¿¡ç¨å¡å ¬å¸å¦ä½èµé±çå ³é®äºï¼ç¾å½äººä¸è¬é½æ¯æåæ¶è´¹ãä¸è¿è¿éï¼æ们建议大家ææ¡ä»¶çè¯ï¼é½æ¯æ¯ä¸ªææbill balanceä»æ¸ èä¸æ¯ä» ä» minimum paymentã</p>
<p style="font-size: 16px;">ä¿¡ç¨å¡ä½¿ç¨èµ·æ¥è¿æ¯å¾ç®åçã</p>
<p style="font-size: 16px;"><strong>1. ç½ä¸æ³¨å</strong></p>
<p style="font-size: 16px;">æ¶å°ä¿¡ç¨å¡ä¹åï¼ä½ å¯ä»¥å¨é¶è¡çç½ç«æ³¨åè´¦æ·ï¼ç»å®è´¦æ·åç¨æ·åãå¦æä½ ä¹åå·²ç»æè¿å®¶çä¿¡ç¨å¡çè¯ï¼ä¸éè¦é¢å¤æ³¨åï¼ä½æå¯è½éè¦æå¨åç»å®ä¸ä¸ãé¶è¡åé¶è¡ä¹é´ä¸å¤ªä¸æ ·ï¼ææ¹ä¾¿çæ¯chaseï¼æ¯èªå¨æ·»å çcitiåamexé½éè¦æå¨ç»å®ã</p>
<p style="font-size: 16px;"><strong>2. æ·»å é¶è¡ä¿¡æ¯è¿æ¬¾</strong></p>
<p style="font-size: 16px;">éè¦ä½ æé¶è¡çè´¦æ·ï¼checking/savingsï¼é½å¯ä»¥ãå¡«åäºè´¦æ·çrouting numberåaccount numberä¹åï¼æ¯ä¸ªæå®æä»é¶è¡è´¦æ·è¿æ¬¾å°ä¿¡ç¨å¡è´¦æ·å°±å¯ä»¥äºãå¦æä½ æå¿è®°æ¯ä»è´¦åè被ç½æ¬¾çè¯ï¼å¯ä»¥è®¾ç½®automatic paymentãéè¦æ³¨æçæ¯ï¼è®°å¾ç¡®ä¿é¶è¡è´¦æ·æ足å¤çé±ï¼å¦åæ¯ä»ä¼å¤±è´¥ï¼æçé¶è¡ä¼æ¶å³å¡è´¹ã</p>
<p style="font-size: 16px;">å½ç¶ï¼è¿æå ¶ä»çæ¯ä»æ¹å¼ï¼æ¯å¦çµè¯æ¯ä»åå¯æ¯ç¥¨æ¯ä»ï¼ä½ç¸ä¿¡å¤§é¨å人é½ä¼éæ©ç½ä¸æä½ï¼å¿«æ·æ¹ä¾¿ã</p>
<p style="font-size: 16px;">ä¿¡ç¨å¡å¤äºä»¥åï¼ä½ å¯è½å°±ç®¡çä¸è¿æ¥äºï¼æ¨èèèä¸äºè¾ å©å·¥å ·ï¼æ¯å¦mintãå¯ä»¥æ³ä»¥åæ们çæ¨é ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=401833296&;idx=1&;sn=58328eb3645ce58638d84f836b49597a&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">ã好ç©æ¨èã使ç¨mint管çåç§ä¿¡ç¨å¡åé¶è¡è´¦æ·</a></p>
<p style="font-size: 20px;"><span style="font-size: 20px;"><strong>ãæ°æå ¥é¨ä¿¡ç¨å¡æ¨èã</strong></span></p>
<p style="font-size: 16px;">ç»äºå°äºæéè¦çé¨åäºï¼å°±æ¯æ°æå ¥é¨ï¼å¯ä»¥ç³è¯·ä»ä¹ä¿¡ç¨å¡å¢ï¼æèªå·±è®¤ä¸ºæè¿ä¹å 个åºæ¬ååï¼1) 好ç³è¯·çï¼2) æ å¹´è´¹çï¼ 3) åæ¥çé«çï¼4)æ好æä¸å®çå¼å¡å¥å±ãä¸é¢å ·ä½æ¥è°è°ã</p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">1. Discover It</span></strong></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/b1fe3-2f0052_ad11e448ae8c4354b7dfa5d6843a6c68.png" width="56.99999999999999%" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>æ </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>$50ï¼å¿ é¡»éè¿æ¨èé¾æ¥ç³è¯·ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>æ¯ä¸ªå£åº¦ä¸åç§ç±»æ¶è´¹5%è¿ç°ï¼å ¶ä»ç§ç±»1%ã</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>1. 5%å£åº¦è¿ç°ï¼è¿ç°éé¢ç§¯æèµ·æ¥é度å¾å¿«ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 2. 对æ°ç¨æ·æ¯è¾å好ï¼æ²¡æSSNä¹å¯ä»¥ç³è¯·ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 3. ç»å¸¸æä¸åçæ´»å¨ï¼æ¯å¦ä¸é¢æå°çååè¿ç°ï¼è¿æåapple pay/walmart payä¹æåä½ï¼å ³äºååè¿ç°æ´»å¨å¯ä»¥æ³ä»¥åçæ¨é ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=2650446635&;idx=1&;sn=400d63adfd82a1107bf9744d64140118&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">Discoverçååè¿ç°æ´»å¨ä»ç»</a>ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 4. åé¶èæåä½ï¼åå½å å¯ä»¥å·</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 5. åç¬æä¸ä¸ªå¦ççï¼æ¯å¹´GPAå¨3.0以ä¸å¯ä»¥æ¿$20ç¾æ¯</span></p>
<p style="font-size: 16px;"><b></b> 6. æ¥å度ä¸å¦visa/mcï¼æäºå°æ¹ä¸æ¶discover</p>
<p style="font-size: 16px;">7. æ°ç¨æ·ç»çcredit limitæ¯è¾ä½ï¼ä¸è¬$500-$1000ä¸çã</p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">ç³è¯·é¾æ¥ï¼æ们çæ¨èé¾æ¥ï¼ï¼</span></strong><a href="https://refer.discover.com/s/6ypjt" target="_blank" rel="noopener noreferrer"><span style="font-size: 16px;">https://refer.discover.com/s/6ypjt</span></a></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">2. Chase Freedom</span></strong></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/a616a-2f0052_0f69e41df67c40d388e528b0643d6953.jpg" width="" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>æ </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>15,000 UR points + å¯å¡2,500 UR points</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>æ¯ä¸ªå£åº¦ä¸åç§ç±»æ¶è´¹5%è¿ç°ï¼å ¶ä»ç§ç±»1%ã</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>1. 5%å£åº¦è¿ç°ï¼è¿ç°éé¢ç§¯æèµ·æ¥é度å¾å¿«ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 2. 积æçæ¯chase URç¹æ°ï¼é åcsp/csrå¡å¯ä»¥å®ç°æ¯1:1æ´é«çå æ¢ä»·å¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 3. å¯ä»¥ä½¿ç¨chaseèªå·±çè¿ç°ç½ç«</span></p>
<p style="font-size: 16px;"><b></b>4. 第ä¸å¼ chaseçä¿¡ç¨å¡æ¯è¾é¾ç³è¯·å°ï¼chaseå欢èç¨æ·ï¼æ以建议éè¿é¶è¡å¼æ·çæ¹å¼å å 强åchaseçrelationship</p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">ç³è¯·é¾æ¥ï¼æ们çæ¨èé¾æ¥ï¼ï¼</span></strong><a href="https://www.referyourchasecard.com/2/HEDR2EUEMV" target="_blank" rel="noopener noreferrer"><span style="font-size: 16px;">https://www.referyourchasecard.com/2/HEDR2EUEMV</span></a></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">3. Chase Freedom Unlimited</span></strong></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/8bb2c-2f0052_1348fab7e65d42568b4e950e9c5f4467mv2.png" width="" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>æ </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>15,000 UR points + å¯å¡2,500 UR points</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>ææçæ¶è´¹é½æ¯1.5%è¿ç°</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>1. everything 1.5%è¿ç°ï¼ç®åæ¹ä¾¿</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 2. 积æçæ¯chase URç¹æ°ï¼é åcsp/csrå¡å¯ä»¥å®ç°æ¯1:1æ´é«çå æ¢ä»·å¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 3. å¯ä»¥ä½¿ç¨chaseèªå·±çè¿ç°ç½ç«</span></p>
<p style="font-size: 16px;"><b> 4</b>. 第ä¸å¼ chaseçä¿¡ç¨å¡æ¯è¾é¾ç³è¯·å°ï¼chaseå欢èç¨æ·ï¼æ以建议éè¿é¶è¡å¼æ·çæ¹å¼å å 强åchaseçrelationship</p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;"><strong>ç³è¯·é¾æ¥ï¼æ们çæ¨èé¾æ¥ï¼ï¼</strong></span></strong><span style="font-size: 16px;">https://www.referyourchasecard.com/18a/6ABCQMY20L</span></p>
<p style="font-size: 16px;"><strong><span style="font-size: 16px;">4. BOA Cash Reward</span></strong></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/9dc25-2f0052_bf53e9d8d0f340ceac8e99bec1a20468.png" width="" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>æ </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>æ®éçé¿ææ¯å¼å¡ä¸ä¸ªæå æ¶è´¹æ»¡$500å¾$100ï¼ç¹æ®çæ¬å¶å°ä¼æ$200ï¼å ¶ä¸$100å¿ é¡»onlineç³è¯·ï¼in branch没æï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>å æ²¹3%è¿ç°ï¼ä¹°è2%è¿ç°ï¼å ¶ä»æ¶è´¹1%è¿ç°ï¼ä¿ç§°“1-2-3”å¡ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>1. è¿ç°ç±»å«ç®åï¼éåæ¥å¸¸æ¶è´¹ï¼ä¸æç®å</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 2. å¦ææBOAçé¶è¡è´¦æ·(checking/savings)è¿æé¢å¤çè¿ç°ï¼æ®éè´¦æ·å¤10%ï¼Goldå¤25%ï¼Platinumå¤25%ï¼Platinum Honorså¤75%ã</span></p>
<p><strong>ç³è¯·é¾æ¥</strong>ï¼<a href="http://www.dealam.com/go/218695?ref=trwl">Bank of America</a></p>
<p><strong>5. Citi Double Cash</strong></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/9400e-2f0052_4b87b33b4a61497892cd8611cd03fe96mv2.jpg" width="522" height="339" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>$150</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>æ </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>æææ¶è´¹é½æ¯2%è¿ç°</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>ååå·²ç»äº¤ä»£äºä¸å</span></p>
<p><strong>ç³è¯·é¾æ¥ï¼</strong><a href="http://www.dealam.com/deal/citi%C2%AE-double-cash-card-%E2%80%93-18-month-bt-offer/223619.html?ref=trwl">Citi Double Cash</a></p>
<p style="font-size: 16px;"><strong>6. Amex Blue Cash Everyday</strong></p>
<p><img class="aligncenter" src="https://travelwithless.net/wp-content/uploads/2018/08/845e6-2f0052_b6f167c4629c4f0096c09bfcacc1abc5.jpg" width="" /></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>æ </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>ä¸è¬æ¯å¼å¡ä¸ä¸ªæå æ¶è´¹æ»¡$1000å¾$100ï¼å¨æµè§å¨é身模å¼æè 使ç¨VPNçæ åµä¸æå¯è½å·å°$150çè³$250</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>è¶ å¸3%è¿ç°ï¼å æ²¹åä¸äºselect department storesæ¯2%è¿ç°ï¼å ¶ä»1%è¿ç°ï¼æ以åå«ä¹°èç¥å¡ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>1. è¿ç°ç±»å«ç®åï¼éåæ¥å¸¸æ¶è´¹ï¼ä¸æç®å </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 2. Amex对æ°ææ¯è¾å好ï¼ç»çcredit limitä¸è¬é½æ¯è¾é«</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 3. å¯ä»¥æ¸Amex Offer ï¼å ³äºAmex Offerçä»ç»å¯ä»¥æ³ ->;>;>; <a href="http://mp.weixin.qq.com/s?__biz=MzA5OTkzNjg4NQ==&;mid=400849912&;idx=1&;sn=7baabc716e6c005785d667ff171725fd&;scene=21#wechat_redirect" target="_blank" rel="noopener noreferrer">Amex Offer</a>ï¼</span></p>
<p style="font-size: 16px;"><strong> ç³è¯·é¾æ¥ï¼</strong><a href="http://www.dealam.com/deal/blue-cash-everyday-card-from-american-express/193397.html?ref=trwl">Blue Cash Everyday</a></p>
<p style="font-size: 16px;"><strong>7. Amex Blue Cash Preferred</strong></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¹´è´¹ï¼</strong>$95ï¼é¦å¹´ä¸å ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>å¼å¡å¥å±ï¼</strong>ä¸è¬æ¯å¼å¡ä¸ä¸ªæå æ¶è´¹æ»¡$1000å¾$150ï¼å¨æµè§å¨é身模å¼æè 使ç¨VPNçæ åµä¸æå¯è½å·å°$150çè³$250</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>è¿ç°æ¯ä¾ï¼</strong>è¶ å¸6%è¿ç°ï¼å æ²¹åä¸äºselect department storesæ¯3%è¿ç°ï¼å ¶ä»1%è¿ç°ï¼ä¹è¢«ç§°ä½ä¹°èç¥å¡ï¼å7ç主è¦åºå«å°±æ¯å¨å¹´è´¹åè¿ç°æ¯ä¾ä¸ï¼</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"><strong>主è¦ç¹ç¹ï¼</strong>1. è¿ç°ç±»å«ç®åï¼éåæ¥å¸¸æ¶è´¹ï¼ä¸æç®å </span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 2. Amex对æ°ææ¯è¾å好ï¼ç»çcredit limitä¸è¬é½æ¯è¾é«</span></p>
<p style="font-size: 16px;"><span style="font-size: 16px;"> 3. å¯ä»¥æ¸Amex Offer</span></p>
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